Best PlacesProsper, TX Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Prosper, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Prosper ranks 45th of 2,098 U.S. cities on the BestNeighborhood index. It scores highest on a strong job market by a wide margin, and tree cover ranks lowest.
The best neighborhoods in Prosper
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Prosper's strengths and weaknesses
Where Prosper ranks high
- Local economyBetter than 99% of cities
- Cost of living vs incomeBetter than 99% of cities
- Household income$186,202 median, better than 99% of cities
- Health outlookBetter than 93% of cities
- Educational attainmentBetter than 92% of cities
Where Prosper ranks low
- Tree shadeBetter than only 5% of cities
- TransitBetter than only 13% of cities
- Short commute31.6 minutes each way, better than only 16% of cities
- WalkabilityBetter than only 18% of cities
- Low property taxBetter than only 20% of cities
What it costs to buy a home in Prosper
A household needs to earn about $208,000 a year to comfortably buy the median Prosper home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $186,202; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Prosper's effective rate of 1.50%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Prosper
Prosper runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Prosper.
Who works in Prosper, and how
Work in Prosper centers on professional & technical and finance & insurance. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 63%
- Work from home 36%
- Transit, walk, or bike 1%
Life in Prosper
Prosper has more restaurants and bars per resident than 76% of cities and more parkland per resident than 91% of cities. Dining, parks, and nightlife concentrates in some parts of Prosper and thins out in others, which the map shows.
What the weather is like in Prosper, month by month
Prosper sees roughly 107 pleasant days a year. July highs average about 96 degrees. January highs sit near 57, with lows near 35. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 57° | 45° | 35° |
| April | 76° | 64° | 54° |
| July | 96° | 85° | 75° |
| October | 80° | 67° | 56° |
Flying in and out of Prosper
Dallas-Fort Worth International sits about 27 miles away. It is a large hub and boarded 41.3 million passengers in 2025, with 289 nonstop destinations.
The best schools in and around Prosper
Schools across Prosper average an A−, better than 88% of cities.
Top elementary schools
- Newman ElA− · 62% proficient
- Cynthia A Cockrell ElA− · 58% proficient
- J B Wilmeth ElA− · 58% proficient
Top middle schools
- Lorene Rogers MiddleA+ · 72% proficient
- Trent MiddleA · 67% proficient
- Jerry & Linda Moore MiddleA · 62% proficient
Top high schools
- Rock Hill H SA · 76% proficient
- Prosper H SA · 73% proficient
- Lone Star H SA− · 66% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Prosper school and its grade on SchoolGrade.
Prosper measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Prosper against the other 2,097 cities.
Who Prosper suits
Remote workers
Cost of living against local pay beats 99% of cities, internet is fast and widely advertised, and 36% already work from home.
Common questions about living in Prosper
Is Prosper a good place to live?
Using BestNeighborhood's default rankings, Prosper ranks 45th of 2,098 cities. It scores highest on a strong job market, what local pay buys, and high incomes, and lowest on tree cover and transit. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Prosper expensive to live in?
The median home is worth $726,837. The overall cost of living runs about 0% below the national average. Set against a $186,202 median income, cost of living beats 99% of cities.
Is Prosper safe?
Yes, Prosper is safer than 78% of cities. Safety varies a lot by neighborhood. Crime costs an estimated $281 per resident a year.
What is the weather like in Prosper?
July highs average about 96 degrees, and January highs near 57 with lows near 35. That works out to about 107 pleasant days a year, more than 64% of cities.
Is Prosper good for families?
Schools beat 88% of cities, crime safety beats 78%, and childcare runs $863 a month.
Compare Prosper with other cities
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Prosper. Scores are absolute rather than ranked, which means a 60 in Prosper represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Prosper detail on BestNeighborhood maps:
- Walk Grade for Prosper: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Prosper: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Prosper: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Prosper: carrier by carrier coverage behind the cell score.
Prosper detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.