Best PlacesRamsay, MI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Ramsay, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Ramsay ranks 39,853rd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low disaster risk by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in Ramsay
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Ramsay's strengths and weaknesses
Where Ramsay ranks high
- Disaster safetyBetter than 98% of towns
- Voter turnoutBetter than 97% of towns
- Short commute20.4 minutes each way, better than 86% of towns
- Air qualityBetter than 85% of towns
- Cell coverageBetter than 78% of towns
Where Ramsay ranks low
- Cheap car insuranceBetter than only 1% of towns
- Big-city accessBetter than only 3% of towns
- Local economyBetter than only 12% of towns
- Crime safetyBetter than only 14% of towns
- School gradeD+, better than only 14% of towns
What it costs to buy a home in Ramsay
A household needs to earn about $21,000 a year to comfortably buy the median Ramsay home, at 20% down and today's 30-year rate. That is below the area's own median income of $53,682, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Ramsay's effective rate of 1.20%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Ramsay
Ramsay's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Ramsay.
Who works in Ramsay, and how
Work in Ramsay centers on health care & social and manufacturing. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 4%
- Transit, walk, or bike 8%
Life in Ramsay
Ramsay has more restaurants and bars per resident than 99% of towns. That concentrates in some parts of Ramsay and thins out in others, which the map shows.
What the weather is like in Ramsay, month by month
Ramsay sees roughly 116 pleasant days a year. July highs average about 79 degrees. January highs sit near 25, with lows near 8. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 25° | 16° | 8° |
| April | 50° | 38° | 28° |
| July | 79° | 67° | 54° |
| October | 56° | 46° | 37° |
Flying in and out of Ramsay
The nearest airport, Gogebic/Iron County, is about 7 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 190 miles away.
The best schools in and around Ramsay
Schools across Ramsay average a D+, better than 14% of towns.
Top elementary schools
- Washington SchoolD+ · 25% proficient
Top high schools
- Ad Johnston Jrsr High SchoolD+ · 24% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Ramsay school and its grade on SchoolGrade.
Ramsay measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Ramsay against the other 50,332 towns.
Common questions about living in Ramsay
Is Ramsay a good place to live?
Using BestNeighborhood's default rankings, Ramsay ranks 39,853rd of 50,333 towns. It scores highest on low disaster risk, civic engagement, and short commutes, and lowest on car insurance costs and distance from a big city. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Ramsay expensive to live in?
The median home is worth $76,825. The overall cost of living runs about 22% below the national average. Set against a $53,682 median income, cost of living beats 24% of towns.
Is Ramsay safe?
Ramsay is safer than 14% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $562 per resident a year.
Compare Ramsay with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Ramsay. Scores are absolute rather than ranked, which means a 60 in Ramsay represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Ramsay detail on BestNeighborhood maps:
- Walk Grade for Ramsay: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Ramsay: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Ramsay: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Ramsay: carrier by carrier coverage behind the cell score.
Ramsay detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.