Best PlacesRock Point, MD Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Rock Point, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Rock Point ranks 8,733rd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on a strong job market by a wide margin, and taxes are the weak spot.
The best neighborhoods in Rock Point
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Rock Point's strengths and weaknesses
Where Rock Point ranks high
- Local economyBetter than 97% of towns
- Household income$132,841 median, better than 95% of towns
- Cost of living vs incomeBetter than 92% of towns
- Educational attainmentBetter than 92% of towns
- Big-city accessBetter than 92% of towns
Where Rock Point ranks low
- Low income/sales/gas taxBetter than only 1% of towns
- Short commute40.5 minutes each way, better than only 5% of towns
- Housing crash safetyBetter than only 5% of towns
- State infrastructureBetter than only 8% of towns
- State fiscal healthBetter than only 8% of towns
What it costs to buy a home in Rock Point
A household needs to earn about $145,000 a year to comfortably buy the median Rock Point home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $132,841; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Rock Point's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Rock Point
Rock Point runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Rock Point.
Who works in Rock Point, and how
Work in Rock Point centers on professional & technical and construction. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 70%
- Work from home 27%
- Transit, walk, or bike 4%
Life in Rock Point
The coast is about 0 minutes away. Distance to the water changes a lot across Rock Point, which the map shows.
What the weather is like in Rock Point, month by month
Rock Point sees roughly 68 pleasant days a year. July highs average about 91 degrees. January highs sit near 49, with lows near 30. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 49° | 39° | 30° |
| April | 70° | 59° | 48° |
| July | 91° | 81° | 73° |
| October | 74° | 63° | 53° |
Flying in and out of Rock Point
Ronald Reagan Washington Ntl sits about 41 miles away. It is a large hub and boarded 12.0 million passengers in 2025, with 128 nonstop destinations.
The best schools in and around Rock Point
Schools across Rock Point average a C+, better than 47% of towns.
Top elementary schools
- Dynard ElementaryD+ · 25% proficient
- Dr. Thomas L. Higdon Elementary SchoolD+ · 23% proficient
Top middle schools
- Piccowaxen Middle SchoolC− · 31% proficient
- Margaret Brent MiddleC− · 30% proficient
Top high schools
- La Plata High SchoolB+ · 57% proficient
- Chopticon HighB+ · 54% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Rock Point school and its grade on SchoolGrade.
Rock Point measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Rock Point against the other 50,332 towns.
Common questions about living in Rock Point
Is Rock Point a good place to live?
Using BestNeighborhood's default rankings, Rock Point ranks 8,733rd of 50,333 towns. It scores highest on a strong job market, high incomes, and what local pay buys, and lowest on taxes and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Rock Point expensive to live in?
The median home is worth $558,500. The overall cost of living runs about 12% above the national average. Set against a $132,841 median income, cost of living beats 92% of towns.
Is Rock Point safe?
Rock Point is safer than 54% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $277 per resident a year.
Compare Rock Point with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Rock Point. Scores are absolute rather than ranked, which means a 60 in Rock Point represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Rock Point detail on BestNeighborhood maps:
- Walk Grade for Rock Point: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Rock Point: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Rock Point: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Rock Point: carrier by carrier coverage behind the cell score.
Rock Point detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.