Best PlacesSaddle Rock, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Saddle Rock, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Saddle Rock ranks 1,802nd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on good schools by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in Saddle Rock
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Saddle Rock's strengths and weaknesses
Where Saddle Rock ranks high
- School gradeA+, better than 99% of towns
- Big-city accessBetter than 99% of towns
- Educational attainmentBetter than 99% of towns
- Internet speedBetter than 99% of towns
- Local economyBetter than 98% of towns
Where Saddle Rock ranks low
- Cheap car insuranceBetter than only 3% of towns
- Cheap childcare$1,476 a month, better than only 4% of towns
- Short commute40.7 minutes each way, better than only 5% of towns
- Housing crash safetyBetter than only 5% of towns
- Low property taxBetter than only 10% of towns
What it costs to buy a home in Saddle Rock
A household needs to earn about $493,000 a year to comfortably buy the median Saddle Rock home, at 20% down and today's 30-year rate. That runs well above the area's median income of $166,250, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Saddle Rock's effective rate of 1.51%, and insurance is estimated at 0.4% of home value a year.
Who lives in Saddle Rock
Saddle Rock runs younger than the country, though it still carries a larger-than-average share of residents over 65, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Saddle Rock.
Who works in Saddle Rock, and how
Work in Saddle Rock centers on health care & social and professional & technical. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 67%
- Work from home 14%
- Transit, walk, or bike 19%
Life in Saddle Rock
The coast is about 6 minutes away. Distance to the water changes a lot across Saddle Rock, which the map shows.
What the weather is like in Saddle Rock, month by month
Saddle Rock sees roughly 70 pleasant days a year. July highs average about 90 degrees. January highs sit near 44, with lows near 29. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 36° | 29° |
| April | 65° | 53° | 45° |
| July | 90° | 80° | 72° |
| October | 70° | 61° | 54° |
Flying in and out of Saddle Rock
Laguardia sits about 7 miles away. It is a large hub and boarded 16.3 million passengers in 2025, with 118 nonstop destinations.
The best schools in and around Saddle Rock
Schools across Saddle Rock average an A+, better than 99% of towns.
Top elementary schools
- Saddle Rock SchoolA+ · 91% proficient
Top middle schools
- Great Neck North Middle SchoolA+ · 82% proficient
Top high schools
- Great Neck North High SchoolA+ · 98% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Saddle Rock school and its grade on SchoolGrade.
Saddle Rock measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Saddle Rock against the other 50,332 towns.
Common questions about living in Saddle Rock
Is Saddle Rock a good place to live?
Using BestNeighborhood's default rankings, Saddle Rock ranks 1,802nd of 50,333 towns. It scores highest on good schools, big-city access, and an educated workforce, and lowest on car insurance costs and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Saddle Rock expensive to live in?
The median home is worth $1,719,000. The overall cost of living runs about 54% above the national average. Set against a $166,250 median income, cost of living beats 84% of towns.
Is Saddle Rock safe?
Saddle Rock is safer than 52% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $293 per resident a year.
Compare Saddle Rock with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Saddle Rock. Scores are absolute rather than ranked, which means a 60 in Saddle Rock represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Saddle Rock detail on BestNeighborhood maps:
- Walk Grade for Saddle Rock: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Saddle Rock: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Saddle Rock: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Saddle Rock: carrier by carrier coverage behind the cell score.
Saddle Rock detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.