Best PlacesSafety Harbor, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Safety Harbor, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Safety Harbor ranks 4,399th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in Safety Harbor
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Safety Harbor's strengths and weaknesses
Where Safety Harbor ranks high
- State infrastructureBetter than 99% of towns
- BikingBetter than 96% of towns
- Low income/sales/gas taxBetter than 96% of towns
- TransitBetter than 96% of towns
- Internet speedBetter than 94% of towns
Where Safety Harbor ranks low
- Heat safetyBetter than only 2% of towns
- Cheap car insuranceBetter than only 4% of towns
- Disaster safetyBetter than only 8% of towns
- QuietBetter than only 19% of towns
- Cheap childcare$1,048 a month, better than only 22% of towns
What it costs to buy a home in Safety Harbor
A household needs to earn about $114,000 a year to comfortably buy the median Safety Harbor home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $104,024; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Safety Harbor's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Safety Harbor
Safety Harbor runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Safety Harbor.
Who works in Safety Harbor, and how
Work in Safety Harbor centers on health care & social and professional & technical. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 25%
- Transit, walk, or bike 3%
Life in Safety Harbor
Safety Harbor has more restaurants and bars per resident than 83% of towns and more parkland per resident than 86% of towns. The coast is about 6 minutes away. Dining, parks, and nightlife concentrates in some parts of Safety Harbor and thins out in others, which the map shows.
What the weather is like in Safety Harbor, month by month
Safety Harbor sees roughly 151 pleasant days a year. July highs average about 93 degrees. January highs sit near 73, with lows near 52. The comfortable stretch runs November through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 73° | 61° | 52° |
| April | 85° | 74° | 65° |
| July | 93° | 84° | 77° |
| October | 87° | 78° | 71° |
Flying in and out of Safety Harbor
The nearest airport, St Pete-Clearwater International, is about 7 miles away and is a small airport. The nearest major hub is Tampa International, about 10 miles away.
The best schools in and around Safety Harbor
Schools across Safety Harbor average a B+, better than 77% of towns.
Top elementary schools
- Leila Davis Elementary SchoolA · 68% proficient
- Safety Harbor Elementary SchoolA · 68% proficient
- Curlew Creek Elementary SchoolA · 67% proficient
Top middle schools
- Safety Harbor Middle SchoolB · 45% proficient
Top high schools
- Countryside High SchoolB · 46% proficient
- Enterprise Charter High SchoolD− · 13% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Safety Harbor school and its grade on SchoolGrade.
Safety Harbor measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Safety Harbor against the other 50,332 towns.
Common questions about living in Safety Harbor
Is Safety Harbor a good place to live?
Using BestNeighborhood's default rankings, Safety Harbor ranks 4,399th of 50,333 towns. It scores highest on state infrastructure, biking, and low taxes, and lowest on summer heat and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Safety Harbor expensive to live in?
The median home is worth $441,649. The overall cost of living runs about 2% below the national average. Set against a $104,024 median income, cost of living beats 87% of towns.
Is Safety Harbor safe?
Yes, Safety Harbor is safer than 83% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $133 per resident a year.
Compare Safety Harbor with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Safety Harbor. Scores are absolute rather than ranked, which means a 60 in Safety Harbor represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Safety Harbor detail on BestNeighborhood maps:
- Walk Grade for Safety Harbor: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Safety Harbor: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Safety Harbor: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Safety Harbor: carrier by carrier coverage behind the cell score.
Safety Harbor detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.