Best PlacesSchaghticoke, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Schaghticoke, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Schaghticoke ranks 4,806th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low crime by a wide margin, and property taxes are the weak spot.
The best neighborhoods in Schaghticoke
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Schaghticoke's strengths and weaknesses
Where Schaghticoke ranks high
- Crime safetyBetter than 97% of towns
- School gradeA, better than 95% of towns
- Air qualityBetter than 93% of towns
- Healthcare accessBetter than 90% of towns
- Heat safetyBetter than 88% of towns
Where Schaghticoke ranks low
- Low property taxBetter than only 7% of towns
- Cheap childcare$1,289 a month, better than only 10% of towns
- Cheap car insuranceBetter than only 13% of towns
- Low income/sales/gas taxBetter than only 15% of towns
- State infrastructureBetter than only 19% of towns
What it costs to buy a home in Schaghticoke
A household needs to earn about $83,000 a year to comfortably buy the median Schaghticoke home, at 20% down and today's 30-year rate. That is below the area's own median income of $102,794, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Schaghticoke's effective rate of 1.67%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Schaghticoke
Schaghticoke runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Schaghticoke.
Who works in Schaghticoke, and how
Work in Schaghticoke centers on construction and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 14%
- Transit, walk, or bike 1%
Life in Schaghticoke
The map and measures below break down dining, culture, and green space by neighborhood across Schaghticoke.
What the weather is like in Schaghticoke, month by month
Schaghticoke sees roughly 69 pleasant days a year. July highs average about 87 degrees. January highs sit near 37, with lows near 18. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 27° | 18° |
| April | 62° | 49° | 37° |
| July | 87° | 74° | 63° |
| October | 66° | 54° | 43° |
Flying in and out of Schaghticoke
The nearest airport, Albany International, is about 15 miles away and is a small airport. The nearest major hub is Bradley International, about 82 miles away.
The best schools in and around Schaghticoke
Schools across Schaghticoke average an A, better than 95% of towns.
Top elementary schools
- Stillwater Elementary SchoolA+ · 75% proficient
- Mechanicville Elementary SchoolA+ · 74% proficient
- Greenwich Elementary SchoolA · 65% proficient
Top high schools
- Greenwich Junior-senior High SchoolA+ · 98% proficient
- Schuylerville High SchoolA+ · 94% proficient
- Hoosic Valley Junior Senior High SchoolA · 70% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Schaghticoke school and its grade on SchoolGrade.
Schaghticoke measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Schaghticoke against the other 50,332 towns.
Common questions about living in Schaghticoke
Is Schaghticoke a good place to live?
Using BestNeighborhood's default rankings, Schaghticoke ranks 4,806th of 50,333 towns. It scores highest on low crime, good schools, and clean air, and lowest on property taxes and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Schaghticoke expensive to live in?
The median home is worth $283,075. The overall cost of living runs about 3% below the national average. Set against a $102,794 median income, cost of living beats 84% of towns.
Is Schaghticoke safe?
Yes, Schaghticoke is safer than 97% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $145 per resident a year.
Compare Schaghticoke with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Schaghticoke. Scores are absolute rather than ranked, which means a 60 in Schaghticoke represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Schaghticoke detail on BestNeighborhood maps:
- Walk Grade for Schaghticoke: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Schaghticoke: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Schaghticoke: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Schaghticoke: carrier by carrier coverage behind the cell score.
Schaghticoke detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.