Best PlacesSpurlock, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Spurlock, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Spurlock ranks 45,483rd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on tree cover by a wide margin, and thin health care access ranks lowest.
The best neighborhoods in Spurlock
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Spurlock's strengths and weaknesses
Where Spurlock ranks high
- Tree shadeBetter than 94% of towns
- Cheap childcare$487 a month, better than 93% of towns
- Low property taxBetter than 87% of towns
- Internet speedBetter than 76% of towns
- Heat safetyBetter than 69% of towns
Where Spurlock ranks low
- Healthcare accessBetter than only 3% of towns
- Health outlookBetter than only 7% of towns
- Cheap car insuranceBetter than only 8% of towns
- Cell coverageBetter than only 12% of towns
- Household income$50,953 median, better than only 13% of towns
What it costs to buy a home in Spurlock
A household needs to earn about $33,000 a year to comfortably buy the median Spurlock home, at 20% down and today's 30-year rate. That is below the area's own median income of $50,953, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Spurlock's effective rate of 0.41%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Spurlock
Spurlock runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Spurlock.
Who works in Spurlock, and how
Work in Spurlock centers on retail trade and admin & support services. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 17%
- Transit, walk, or bike 2%
Life in Spurlock
The map and measures below break down dining, culture, and green space by neighborhood across Spurlock.
What the weather is like in Spurlock, month by month
Spurlock sees roughly 66 pleasant days a year. July highs average about 88 degrees. January highs sit near 47, with lows near 26. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 47° | 36° | 26° |
| April | 72° | 57° | 43° |
| July | 88° | 76° | 67° |
| October | 74° | 59° | 46° |
Flying in and out of Spurlock
The nearest airport, Blue Grass, is about 78 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 140 miles away.
The best schools in and around Spurlock
Schools across Spurlock average a D+, better than 14% of towns.
Top elementary schools
- Manchester Elementary SchoolC+ · 35% proficient
- Oneida Elementary SchoolC− · 29% proficient
- Big Creek ElementaryD+ · 24% proficient
Top middle schools
- Clay County Middle SchoolD+ · 24% proficient
Top high schools
- Clay County High SchoolD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Spurlock school and its grade on SchoolGrade.
Spurlock measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Spurlock against the other 50,332 towns.
Common questions about living in Spurlock
Is Spurlock a good place to live?
Using BestNeighborhood's default rankings, Spurlock ranks 45,483rd of 50,333 towns. It scores highest on tree cover, affordable childcare, and low property taxes, and lowest on thin health care access and health outcomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Spurlock expensive to live in?
The median home is worth $134,330. The overall cost of living runs about 24% below the national average. Set against a $50,953 median income, cost of living beats 24% of towns.
Is Spurlock safe?
Spurlock is safer than 18% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $415 per resident a year.
Compare Spurlock with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Spurlock. Scores are absolute rather than ranked, which means a 60 in Spurlock represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Spurlock detail on BestNeighborhood maps:
- Walk Grade for Spurlock: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Spurlock: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Spurlock: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Spurlock: carrier by carrier coverage behind the cell score.
Spurlock detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.