Best PlacesSt. Marys Point, MN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around St. Marys Point, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
St. Marys Point ranks 1,868th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low crime by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in St. Marys Point
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
St. Marys Point's strengths and weaknesses
Where St. Marys Point ranks high
- Crime safetyBetter than 99% of towns
- Healthcare accessBetter than 96% of towns
- Educational attainmentBetter than 94% of towns
- State infrastructureBetter than 93% of towns
- Cost of living vs incomeBetter than 93% of towns
Where St. Marys Point ranks low
- Cheap childcare$1,682 a month, better than only 1% of towns
- Low income/sales/gas taxBetter than only 20% of towns
- QuietBetter than only 24% of towns
- Housing crash safetyBetter than only 36% of towns
- Low property taxBetter than only 39% of towns
What it costs to buy a home in St. Marys Point
A household needs to earn about $110,000 a year to comfortably buy the median St. Marys Point home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $107,487; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses St. Marys Point's effective rate of 0.88%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in St. Marys Point
St. Marys Point runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for St. Marys Point.
Who works in St. Marys Point, and how
Work in St. Marys Point centers on health care & social and professional & technical. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 13%
- Transit, walk, or bike 2%
Life in St. Marys Point
The map and measures below break down dining, culture, and green space by neighborhood across St. Marys Point.
What the weather is like in St. Marys Point, month by month
St. Marys Point sees roughly 79 pleasant days a year. July highs average about 84 degrees. January highs sit near 26, with lows near 13. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 26° | 19° | 13° |
| April | 56° | 45° | 37° |
| July | 84° | 74° | 65° |
| October | 60° | 50° | 43° |
Flying in and out of St. Marys Point
Minneapolis-St Paul International/Wold-Chamberlain sits about 22 miles away. It is a large hub and boarded 17.5 million passengers in 2025, with 195 nonstop destinations.
The best schools in and around St. Marys Point
Schools across St. Marys Point average a B+, better than 77% of towns.
Top elementary schools
- Afton-lakeland ElementaryB · 50% proficient
Top middle schools
- Oak-land Middle SchoolB · 44% proficient
Top high schools
- Stillwater Area High SchoolA− · 64% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every St. Marys Point school and its grade on SchoolGrade.
St. Marys Point measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare St. Marys Point against the other 50,332 towns.
Common questions about living in St. Marys Point
Is St. Marys Point a good place to live?
Using BestNeighborhood's default rankings, St. Marys Point ranks 1,868th of 50,333 towns. It scores highest on low crime, health care access, and an educated workforce, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is St. Marys Point expensive to live in?
The median home is worth $415,986. The overall cost of living runs about 8% below the national average. Set against a $107,487 median income, cost of living beats 93% of towns.
Is St. Marys Point safe?
Yes, St. Marys Point is safer than 99% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $132 per resident a year.
Compare St. Marys Point with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to St. Marys Point. Scores are absolute rather than ranked, which means a 60 in St. Marys Point represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
St. Marys Point detail on BestNeighborhood maps:
- Walk Grade for St. Marys Point: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in St. Marys Point: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of St. Marys Point: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in St. Marys Point: carrier by carrier coverage behind the cell score.
St. Marys Point detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.