Best PlacesStephenson County, IL Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood in Stephenson County, scored on 40 measures of daily life and ranked to fit what matters to you. The averages are not the whole story, and the strongest areas score well above them. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

Stephenson County ranks 2,005th of 3,144 U.S. counties on the BestNeighborhood index. Property taxes pulls hardest against it, while it scores best on big-city access.

#2,005
of 3,144 counties
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 3,144 counties
Your rank
Set your priorities to see your rank

The best neighborhoods in Stephenson County

Map of the best neighborhoods in the Stephenson County area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

The best areas in Stephenson County

The parts of Stephenson County, ranked by the BestNeighborhood standard score across every neighborhood, highest scoring first. Each note says how that part differs from the rest of the county.

#1

Davis

It is quieter, crime runs lower, and incomes run higher.

WorseBetter
57th nationally
#2

Lena

WorseBetter
38th nationally
#3

Freeport

More households have young kids and biking is better.

WorseBetter
29th nationally

Scores across Stephenson County run from about the 2nd to the 75th percentile nationally. The map is where that becomes a choice of area.


Stephenson County's strengths and weaknesses

Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare Stephenson County with other counties.

Where Stephenson County ranks high

  • Big-city accessBetter than 86% of counties
  • WalkabilityBetter than 79% of counties
  • Short commute20.7 minutes each way, better than 74% of counties
  • Low vacancyBetter than 74% of counties
  • State infrastructureBetter than 72% of counties

Where Stephenson County ranks low

  • Low property taxBetter than only 1% of counties
  • State fiscal healthBetter than only 2% of counties
  • Low income/sales/gas taxBetter than only 3% of counties
  • School gradeD, better than only 6% of counties
  • Local economyBetter than only 24% of counties

What it costs to buy a home in Stephenson County

A household needs to earn about $43,000 a year to comfortably buy the median Stephenson County home, at 20% down and today's 30-year rate. That is below the area's own median income of $68,594, so a typical household can afford the median home outright.

Income to buy the median home
$43,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$999
principal, interest, tax, and insurance on a $138,069 home
Median rent
$791
a month, across all home sizes

Where the monthly payment goes

Principal & interest$704
Property tax$249
Homeowners insurance$46

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Stephenson County's effective rate of 2.17%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in Stephenson County

Stephenson County runs older than the country, and households here run smaller than average.

Median age
46
older than the U.S. median of 41
Residents 65 and older
25%
versus 18% nationally
Average household
2.3
below the U.S. average of 2.6

Residents by age

Under 1820%
18 to 3418%
35 to 4918%
50 to 6419%
65 and older25%

Racial and ethnic makeup has its own map. See the race and diversity map for Stephenson County.


Who works in Stephenson County, and how

Work in Stephenson County centers on manufacturing and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.

Work from home
11%
below the national average
Unemployment
5.0%
about the national average
Job growth
+0.6%
/y 2019-2023, slower than the national pace

Largest industries

Manufacturing19%
Health care & social17%
Retail trade10%
Education9%
Other services7%

How people get to work

  • Drive or carpool 84%
  • Work from home 11%
  • Transit, walk, or bike 5%

Life in Stephenson County

Stephenson County has more parkland per resident than 80% of counties. That concentrates in some parts of Stephenson County and thins out in others, which the map shows.

Places to eat and drink
213
restaurants, bars, and fast food, about 47.7 per 10,000 residents, more than 54% of counties
Coffee shops
14
about 3.1 per 10,000 residents, more than 20% of counties
Parkland
370 acres
about 8.3 acres per 1,000 residents, more than 80% of counties

Is Stephenson County growing, and who is moving in?

Stephenson County has lost about 7% of its population over the last decade. The largest inbound stream comes from Chicago, IL.

Population growth
-7%
over the decade, vs about 6% nationally
Population
43,088
down from 46,269
Population by year. Source: U.S. Census Population Estimates Program.

Where new residents come from

Chicago, IL300 / yr
Rockford, IL231 / yr
Ogle County, IL149 / yr
Anchorage, AK123 / yr
Carroll County, IL103 / yr

Where people leaving Stephenson County go

Rockford, IL375 / yr
Madison, WI330 / yr
Jo Daviess County, IL141 / yr
Ogle County, IL138 / yr
Chicago, IL131 / yr

Move counts are the latest county-to-county migration flows, each county grouped into its metro.


What the weather is like in Stephenson County, month by month

Stephenson County sees roughly 73 pleasant days a year. July highs average about 82 degrees. January highs sit near 29, with lows near 16. The comfortable stretch runs May through September.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January29°22°16°
April59°47°37°
July82°72°62°
October63°52°43°

Flying in and out of Stephenson County

The nearest airport, Chicago/Rockford International, is about 29 miles away and is a small airport. The nearest major hub is Chicago O'Hare International, about 92 miles away.

Nearest airport
RFD
Chicago/Rockford International, about 29 miles
Airport size
Nonhub
206th-busiest in the US, 10 nonstop destinations
Average drive
42 min
from the area, with no traffic

The best schools in and around Stephenson County

Schools across Stephenson County average a D, better than 6% of counties.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every Stephenson County school and its grade on SchoolGrade.


Stephenson County measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Stephenson County against the other 3,143 counties.


Who Stephenson County suits

Families

Schools land around the 6th percentile and crime safety beats 57%.

See the families priority ↑

Remote workers

11% already work from home.

See the remote-work priority ↑

Retirees

Health care access beats 59%.

See the retirees priority ↑


Common questions about living in Stephenson County

Is Stephenson County a good place to live?

Using BestNeighborhood's default rankings, Stephenson County ranks 2,005th of 3,144 counties. It scores highest on big-city access, walkability, and short commutes, and lowest on property taxes and state finances. How good it is for you depends on which of those you weight most, which the map lets you set.

Is Stephenson County expensive to live in?

The median home is worth $138,069. The overall cost of living runs about 13% below the national average. Set against a $68,594 median income, cost of living beats 46% of counties.

Is Stephenson County safe?

Yes, Stephenson County is safer than 57% of counties. Safety varies a lot by neighborhood. Crime costs an estimated $266 per resident a year.

What is the weather like in Stephenson County?

July highs average about 82 degrees, and January highs near 29 with lows near 16. That works out to about 73 pleasant days a year, more than 27% of counties.

What are the best neighborhoods in Stephenson County?

Using the default rankings, the highest-scoring areas are Davis, Lena, and Freeport. The ranked list and the re-weightable map above let you re-sort them for your own priorities.


Compare Stephenson County with other counties


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to Stephenson County. Scores are absolute rather than ranked, which means a 60 in Stephenson County represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

Stephenson County detail on BestNeighborhood maps:

  1. Walk Grade for Stephenson County: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in Stephenson County: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of Stephenson County: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in Stephenson County: carrier by carrier coverage behind the cell score.

Stephenson County detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. U.S. Census Bureau Population Estimates Program: population growth and net migration behind the population-change section.
  3. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  4. FAA Passenger Boarding Data: airport size and annual passenger counts.
  5. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  6. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  7. U.S. EPA Air Quality System: five year average air quality index.
  8. FEMA National Risk Index: expected annual loss from natural hazards.
  9. CDC PLACES: disease burden, preventable risk, and barriers to care.
  10. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  11. FCC National Broadband Map: internet and wireless availability.
  12. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  13. Religious activity uses a proprietary religious signal measurement.