Best PlacesStumpy Point, NC Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Stumpy Point, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Stumpy Point ranks 47,484th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on quiet by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in Stumpy Point
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Stumpy Point's strengths and weaknesses
Where Stumpy Point ranks high
- QuietBetter than 97% of towns
- State fiscal healthBetter than 91% of towns
- Air qualityBetter than 90% of towns
- Cheap car insuranceBetter than 89% of towns
- Low property taxBetter than 78% of towns
Where Stumpy Point ranks low
- Disaster safetyBetter than only 1% of towns
- Housing crash safetyBetter than only 1% of towns
- Crime safetyBetter than only 1% of towns
- Voter turnoutBetter than only 8% of towns
- Cost of living vs incomeBetter than only 11% of towns
What it costs to buy a home in Stumpy Point
A household needs to earn about $65,000 a year to comfortably buy the median Stumpy Point home, at 20% down and today's 30-year rate. That runs well above the area's median income of $53,375, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Stumpy Point's effective rate of 0.49%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Stumpy Point
Stumpy Point runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Stumpy Point.
Who works in Stumpy Point, and how
Work in Stumpy Point centers on hospitality & food and manufacturing. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 12%
- Transit, walk, or bike 5%
Life in Stumpy Point
The coast is about 30 minutes away. Distance to the water changes a lot across Stumpy Point, which the map shows.
What the weather is like in Stumpy Point, month by month
Stumpy Point sees roughly 89 pleasant days a year. July highs average about 86 degrees. January highs sit near 52, with lows near 37. The comfortable stretch runs April through June and September through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 52° | 44° | 37° |
| April | 69° | 60° | 53° |
| July | 86° | 80° | 74° |
| October | 72° | 66° | 60° |
Flying in and out of Stumpy Point
The nearest airport, Coastal Carolina Regional, is about 85 miles away and is a small airport. The nearest major hub is Richmond International, about 152 miles away.
The best schools in and around Stumpy Point
Schools across Stumpy Point average a B+, better than 75% of towns.
Top elementary schools
- Cape Hatteras Elementary SchoolB− · 42% proficient
- Manteo Elementary SchoolC+ · 38% proficient
Top middle schools
- Manteo Middle SchoolA− · 53% proficient
Top high schools
- Manteo High SchoolA− · 63% proficient
- Cape Hatteras Secondary SchoolB+ · 55% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Stumpy Point school and its grade on SchoolGrade.
Stumpy Point measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Stumpy Point against the other 50,332 towns.
Common questions about living in Stumpy Point
Is Stumpy Point a good place to live?
Using BestNeighborhood's default rankings, Stumpy Point ranks 47,484th of 50,333 towns. It scores highest on quiet, state finances, and clean air, and lowest on disaster risk and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Stumpy Point expensive to live in?
The median home is worth $261,400. The overall cost of living runs about 7% below the national average. Set against a $53,375 median income, cost of living beats 11% of towns.
Is Stumpy Point safe?
Stumpy Point is safer than 1% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $1,096 per resident a year.
Compare Stumpy Point with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Stumpy Point. Scores are absolute rather than ranked, which means a 60 in Stumpy Point represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Stumpy Point detail on BestNeighborhood maps:
- Walk Grade for Stumpy Point: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Stumpy Point: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Stumpy Point: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Stumpy Point: carrier by carrier coverage behind the cell score.
Stumpy Point detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.