Best PlacesSutter, IL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Sutter, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Sutter ranks 12,593rd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and taxes are the weak spot.
The best neighborhoods in Sutter
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Sutter's strengths and weaknesses
Where Sutter ranks high
- Cost of living vs incomeBetter than 98% of towns
- Housing crash safetyBetter than 93% of towns
- Household income$119,572 median, better than 93% of towns
- QuietBetter than 87% of towns
- Educational attainmentBetter than 84% of towns
Where Sutter ranks low
- Low income/sales/gas taxBetter than only 3% of towns
- State fiscal healthBetter than only 4% of towns
- Low property taxBetter than only 12% of towns
- BikingBetter than only 12% of towns
- Internet speedBetter than only 13% of towns
What it costs to buy a home in Sutter
A household needs to earn about $41,000 a year to comfortably buy the median Sutter home, at 20% down and today's 30-year rate. That is below the area's own median income of $119,572, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Sutter's effective rate of 1.43%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Sutter
Sutter runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Sutter.
Who works in Sutter, and how
Work in Sutter centers on retail trade and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 9%
- Transit, walk, or bike 3%
Life in Sutter
The map and measures below break down dining, culture, and green space by neighborhood across Sutter.
What the weather is like in Sutter, month by month
Sutter sees roughly 91 pleasant days a year. July highs average about 86 degrees. January highs sit near 35, with lows near 20. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 26° | 20° |
| April | 64° | 53° | 43° |
| July | 86° | 76° | 67° |
| October | 67° | 56° | 47° |
Flying in and out of Sutter
The nearest airport, Quincy Regional-Baldwin Field, is about 25 miles away and is a small airport. The nearest major hub is St Louis Lambert International, about 118 miles away.
The best schools in and around Sutter
Schools across Sutter average a D+, better than 15% of towns.
Top elementary schools
- Hamilton Elementary SchoolB− · 43% proficient
- Unity Elementary SchoolC− · 28% proficient
- Southeastern Elementary SchoolD+ · 25% proficient
Top middle schools
- Keokuk Middle SchoolB · 46% proficient
- Unity Middle SchoolD− · 13% proficient
Top high schools
- Canton HighC+ · 35% proficient
- Warsaw Sr High SchoolD · 21% proficient
- Hamilton High SchoolD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Sutter school and its grade on SchoolGrade.
Sutter measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Sutter against the other 50,332 towns.
Common questions about living in Sutter
Is Sutter a good place to live?
Using BestNeighborhood's default rankings, Sutter ranks 12,593rd of 50,333 towns. It scores highest on what local pay buys, a stable housing market, and high incomes, and lowest on taxes and state finances. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Sutter expensive to live in?
The median home is worth $144,531. The overall cost of living runs about 19% below the national average. Set against a $119,572 median income, cost of living beats 98% of towns.
Is Sutter safe?
Sutter is safer than 30% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $292 per resident a year.
Compare Sutter with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Sutter. Scores are absolute rather than ranked, which means a 60 in Sutter represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Sutter detail on BestNeighborhood maps:
- Walk Grade for Sutter: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Sutter: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Sutter: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Sutter: carrier by carrier coverage behind the cell score.
Sutter detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.