Best PlacesTerre du Lac, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Terre du Lac, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Terre du Lac ranks 23,384th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and the weather ranks lowest.
The best neighborhoods in Terre du Lac
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Terre du Lac's strengths and weaknesses
Where Terre du Lac ranks high
- Cheap childcare$329 a month, better than 99% of towns
- Voter turnoutBetter than 97% of towns
- Internet speedBetter than 97% of towns
- Cell coverageBetter than 82% of towns
- Healthcare accessBetter than 80% of towns
Where Terre du Lac ranks low
- Nice weatherabout 55 pleasant days a year, better than only 2% of towns
- Short commute34.1 minutes each way, better than only 16% of towns
- Low vacancyBetter than only 23% of towns
- Cheap car insuranceBetter than only 23% of towns
- QuietBetter than only 28% of towns
What it costs to buy a home in Terre du Lac
A household needs to earn about $57,000 a year to comfortably buy the median Terre du Lac home, at 20% down and today's 30-year rate. That is below the area's own median income of $79,108, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Terre du Lac's effective rate of 0.60%, and insurance is estimated at 0.4% of home value a year.
Who lives in Terre du Lac
Terre du Lac's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Terre du Lac.
Who works in Terre du Lac, and how
Work in Terre du Lac centers on health care & social and admin & support services. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 79%
- Work from home 19%
- Transit, walk, or bike 2%
Life in Terre du Lac
The map and measures below break down dining, culture, and green space by neighborhood across Terre du Lac.
What the weather is like in Terre du Lac, month by month
Terre du Lac sees roughly 55 pleasant days a year. July highs average about 88 degrees. January highs sit near 43, with lows near 25. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 33° | 25° |
| April | 69° | 56° | 46° |
| July | 88° | 78° | 69° |
| October | 71° | 58° | 48° |
Flying in and out of Terre du Lac
St Louis Lambert International sits about 60 miles away. It is a medium hub and boarded 7.5 million passengers in 2025, with 114 nonstop destinations.
The best schools in and around Terre du Lac
Schools across Terre du Lac average a C+, better than 47% of towns.
Top elementary schools
- West County Elem.C · 32% proficient
Top middle schools
- West County MiddleC+ · 39% proficient
- North Co. MiddleC− · 30% proficient
Top high schools
- West County HighB− · 43% proficient
- North Co. Sr. HighC+ · 38% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Terre du Lac school and its grade on SchoolGrade.
Terre du Lac measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Terre du Lac against the other 50,332 towns.
Common questions about living in Terre du Lac
Is Terre du Lac a good place to live?
Using BestNeighborhood's default rankings, Terre du Lac ranks 23,384th of 50,333 towns. It scores highest on affordable childcare, civic engagement, and fast internet, and lowest on the weather and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Terre du Lac expensive to live in?
The median home is worth $223,800. The overall cost of living runs about 19% below the national average. Set against a $79,108 median income, cost of living beats 73% of towns.
Is Terre du Lac safe?
Yes, Terre du Lac is safer than 69% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $297 per resident a year.
Compare Terre du Lac with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Terre du Lac. Scores are absolute rather than ranked, which means a 60 in Terre du Lac represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Terre du Lac detail on BestNeighborhood maps:
- Walk Grade for Terre du Lac: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Terre du Lac: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Terre du Lac: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Terre du Lac: carrier by carrier coverage behind the cell score.
Terre du Lac detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.