Best PlacesTerrell, TN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Terrell, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Terrell ranks 27,586th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state finances by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in Terrell
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Terrell's strengths and weaknesses
Where Terrell ranks high
- State fiscal healthBetter than 96% of towns
- Short commute17.7 minutes each way, better than 94% of towns
- Low income/sales/gas taxBetter than 84% of towns
- Cheap childcare$564 a month, better than 84% of towns
- State infrastructureBetter than 83% of towns
Where Terrell ranks low
- Disaster safetyBetter than only 14% of towns
- Heat safetyBetter than only 17% of towns
- WalkabilityBetter than only 19% of towns
- Big-city accessBetter than only 20% of towns
- Health outlookBetter than only 24% of towns
What it costs to buy a home in Terrell
A household needs to earn about $44,000 a year to comfortably buy the median Terrell home, at 20% down and today's 30-year rate. That is below the area's own median income of $63,439, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Terrell's effective rate of 0.48%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Terrell
Terrell runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Terrell.
Who works in Terrell, and how
Work in Terrell centers on retail trade and education. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 7%
- Transit, walk, or bike 4%
Life in Terrell
The map and measures below break down dining, culture, and green space by neighborhood across Terrell.
What the weather is like in Terrell, month by month
Terrell sees roughly 99 pleasant days a year. July highs average about 90 degrees. January highs sit near 47, with lows near 31. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 47° | 38° | 31° |
| April | 71° | 60° | 50° |
| July | 90° | 80° | 71° |
| October | 74° | 61° | 50° |
Flying in and out of Terrell
The nearest airport, Barkley Regional, is about 47 miles away and is a small airport. The nearest major hub is Memphis International, about 110 miles away.
The best schools in and around Terrell
Schools across Terrell average a B−, better than 62% of towns.
Top elementary schools
- South Fulton ElementaryB+ · 55% proficient
- Ridgemont ElementaryB− · 44% proficient
Top middle schools
- Martin Middle SchoolB · 46% proficient
Top high schools
- South Fulton Middle / High SchoolB+ · 55% proficient
- Westview High SchoolB · 50% proficient
- Obion County Central High SchoolC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Terrell school and its grade on SchoolGrade.
Terrell measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Terrell against the other 50,332 towns.
Common questions about living in Terrell
Is Terrell a good place to live?
Using BestNeighborhood's default rankings, Terrell ranks 27,586th of 50,333 towns. It scores highest on state finances, short commutes, and low taxes, and lowest on disaster risk and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Terrell expensive to live in?
The median home is worth $174,092. The overall cost of living runs about 21% below the national average. Set against a $63,439 median income, cost of living beats 48% of towns.
Is Terrell safe?
Terrell is safer than 34% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $480 per resident a year.
Compare Terrell with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Terrell. Scores are absolute rather than ranked, which means a 60 in Terrell represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Terrell detail on BestNeighborhood maps:
- Walk Grade for Terrell: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Terrell: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Terrell: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Terrell: carrier by carrier coverage behind the cell score.
Terrell detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.