Best PlacesTroy, NC Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Troy, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Troy ranks 22,852nd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state finances by a wide margin, and the weather ranks lowest.
The best neighborhoods in Troy
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Troy's strengths and weaknesses
Where Troy ranks high
- State fiscal healthBetter than 91% of towns
- Tree shadeBetter than 83% of towns
- WalkabilityBetter than 83% of towns
- Cheap car insuranceBetter than 81% of towns
- Local economyBetter than 76% of towns
Where Troy ranks low
- Nice weatherabout 63 pleasant days a year, better than only 13% of towns
- Housing crash safetyBetter than only 22% of towns
- Crime safetyBetter than only 25% of towns
- Heat safetyBetter than only 28% of towns
- Household income$60,991 median, better than only 29% of towns
What it costs to buy a home in Troy
A household needs to earn about $43,000 a year to comfortably buy the median Troy home, at 20% down and today's 30-year rate. That is below the area's own median income of $60,991, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Troy's effective rate of 0.61%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Troy
Troy runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Troy.
Who works in Troy, and how
Work in Troy centers on health care & social and manufacturing. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 12%
- Transit, walk, or bike 2%
Life in Troy
The map and measures below break down dining, culture, and green space by neighborhood across Troy.
What the weather is like in Troy, month by month
Troy sees roughly 63 pleasant days a year. July highs average about 91 degrees. January highs sit near 53, with lows near 30. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 53° | 41° | 30° |
| April | 75° | 60° | 47° |
| July | 91° | 79° | 69° |
| October | 76° | 61° | 50° |
Flying in and out of Troy
The nearest airport, Concord-Padgett Regional, is about 45 miles away and is a small airport. The nearest major hub is Charlotte/Douglas International, about 59 miles away.
The best schools in and around Troy
Schools across Troy average a B−, better than 73% of towns.
Top elementary schools
- Seagrove Elementary SchoolA− · 57% proficient
- Farmer Elementary SchoolA− · 57% proficient
- Star ElementaryC+ · 38% proficient
Top middle schools
- Southwestern Randolph MiddleB+ · 48% proficient
- East MiddleB− · 41% proficient
- West MiddleC+ · 35% proficient
Top high schools
- Montgomery County Early CollegeA+ · 93% proficient
- Randolph Early College High SchoolA+ · 93% proficient
- North Stanly HighB+ · 53% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Troy school and its grade on SchoolGrade.
Troy measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Troy against the other 50,332 towns.
Common questions about living in Troy
Is Troy a good place to live?
Using BestNeighborhood's default rankings, Troy ranks 22,852nd of 50,333 towns. It scores highest on state finances, tree cover, and walkability, and lowest on the weather and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Troy expensive to live in?
The median home is worth $167,323. The overall cost of living runs about 17% below the national average. Set against a $60,991 median income, cost of living beats 35% of towns.
Is Troy safe?
Troy is safer than 25% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $456 per resident a year.
Compare Troy with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Troy. Scores are absolute rather than ranked, which means a 60 in Troy represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Troy detail on BestNeighborhood maps:
- Walk Grade for Troy: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Troy: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Troy: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Troy: carrier by carrier coverage behind the cell score.
Troy detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.