Best PlacesUtopia, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Utopia, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Utopia ranks 22,174th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and tree cover ranks lowest.
The best neighborhoods in Utopia
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Utopia's strengths and weaknesses
Where Utopia ranks high
- Cheap car insuranceBetter than 92% of towns
- School gradeA−, better than 87% of towns
- Low income/sales/gas taxBetter than 82% of towns
- Disaster safetyBetter than 74% of towns
- Low vacancyBetter than 73% of towns
Where Utopia ranks low
- Tree shadeBetter than only 17% of towns
- Health outlookBetter than only 19% of towns
- Local economyBetter than only 19% of towns
- Housing crash safetyBetter than only 21% of towns
- Air qualityBetter than only 24% of towns
What it costs to buy a home in Utopia
A household needs to earn about $43,000 a year to comfortably buy the median Utopia home, at 20% down and today's 30-year rate. That is below the area's own median income of $64,141, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Utopia's effective rate of 1.09%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Utopia
Utopia runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Utopia.
Who works in Utopia, and how
Work in Utopia centers on health care & social and retail trade. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 7%
- Transit, walk, or bike 2%
Life in Utopia
The map and measures below break down dining, culture, and green space by neighborhood across Utopia.
What the weather is like in Utopia, month by month
Utopia sees roughly 80 pleasant days a year. July highs average about 87 degrees. January highs sit near 40, with lows near 26. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 32° | 26° |
| April | 67° | 55° | 45° |
| July | 87° | 76° | 67° |
| October | 70° | 58° | 48° |
Flying in and out of Utopia
Cincinnati/Northern Kentucky International sits about 44 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around Utopia
Schools across Utopia average an A−, better than 87% of towns.
Top elementary schools
- Georgetown Elementary SchoolA · 62% proficient
Top high schools
- Georgetown Jr/sr High SchoolA− · 66% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Utopia school and its grade on SchoolGrade.
Utopia measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Utopia against the other 50,332 towns.
Common questions about living in Utopia
Is Utopia a good place to live?
Using BestNeighborhood's default rankings, Utopia ranks 22,174th of 50,333 towns. It scores highest on cheap car insurance, good schools, and low taxes, and lowest on tree cover and health outcomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Utopia expensive to live in?
The median home is worth $159,965. The overall cost of living runs about 14% below the national average. Set against a $64,141 median income, cost of living beats 41% of towns.
Is Utopia safe?
Utopia is safer than 55% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $257 per resident a year.
Compare Utopia with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Utopia. Scores are absolute rather than ranked, which means a 60 in Utopia represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Utopia detail on BestNeighborhood maps:
- Walk Grade for Utopia: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Utopia: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Utopia: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Utopia: carrier by carrier coverage behind the cell score.
Utopia detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.