Population 21,770 · Census ACS 2020–24
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Population and households in ZIP 37412
Household size in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 2.21 | 2.48 | 2.53 | 2.68 |
| 2010–14 | 2.39 | 2.53 | 2.57 | 2.73 |
| 2015–19 | 2.33 | 2.50 | 2.57 | 2.71 |
| 2020–24 | 2.39 | 2.50 | 2.53 | 2.65 |
| Change | +0.18 | +0.02 | +0.00 | −0.03 |
ZIP 37412 is a place of small households, averaging 2.39 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Household size has climbed from 2.21 in 2006–10, even as the national average fell. The biggest households, usually families with children, are concentrated in the northwest.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 41.5 | 39.6 | 38.3 | 37.7 |
| 2010–14 | 39.4 | 40.5 | 39.2 | 38.6 |
| 2015–19 | 40.3 | 41.3 | 39.9 | 39.6 |
| 2020–24 | 39.3 | 41.2 | 39.9 | 40.1 |
| Change | −2.1 | +1.6 | +1.6 | +2.3 |
At 39.3, the median age in ZIP 37412 is close to the national median of 40.1, so its age mix looks much like the country's. The population here is younger than in the Chattanooga area overall, where the median age is 41.2. Since 2006–10, the median age has dropped from 41.5, even as the national median rose.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 12.1% | 11.2% | 12.2% | 12.3% |
| 2010–14 | 15.3% | 11.2% | 12.0% | 12.3% |
| 2015–19 | 10.4% | 9.8% | 11.6% | 11.6% |
| 2020–24 | 12.4% | 11.1% | 11.8% | 11.6% |
| Change | +0.2 pts | −0.1 pts | −0.4 pts | −0.6 pts |
Single parents head about one in eight households in ZIP 37412 (12.4%), close to the national share of 11.6%. Single parents are more common here than in the Chattanooga area as a whole (11.1%).
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 37412
Renters in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 41.4% | 30.9% | 30.4% | 33.3% |
| 2010–14 | 46.1% | 32.2% | 32.9% | 35.6% |
| 2015–19 | 44.0% | 32.9% | 33.7% | 36.0% |
| 2020–24 | 41.8% | 31.8% | 33.1% | 34.8% |
| Change | +0.3 pts | +1.0 pts | +2.6 pts | +1.5 pts |
Renting is more common in ZIP 37412 than nationally: 41.8% of households rent their homes, against 34.8% for the U.S. About a third of owners (32.5%) have paid off their mortgages, below the national share of 39.8%. Renting is most common in the south and least common in the west.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 8.7% | 11.3% | 11.5% | 11.4% |
| 2010–14 | 11.0% | 11.8% | 11.8% | 11.4% |
| 2015–19 | 10.4% | 11.6% | 11.8% | 11.1% |
| 2020–24 | 9.2% | 9.9% | 10.1% | 9.6% |
| Change | +0.4 pts | −1.4 pts | −1.4 pts | −1.8 pts |
Vacancy in ZIP 37412 is close to the national rate: 9.2% of homes are empty, against 9.6%. Vacancy has barely moved since 2006–10, while the national rate fell.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 1963 | 1977 | 1981 | 1974 |
| 2010–14 | 1963 | 1978 | 1982 | 1975 |
| 2015–19 | 1965 | 1980 | 1983 | 1977 |
| 2020–24 | 1965 | 1983 | 1986 | 1980 |
| Change | +2 | +6 | +6 | +6 |
The housing in ZIP 37412 is old by national standards: the median home dates to 1965, against 1980 for the U.S., so buyers will find more older houses, some of them due for updates. Newer construction is concentrated in the east, while the west has the oldest housing. Of the 298 Tennessee ZIP codes with 5,000+ people, only 14 have older homes.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | $686 | $731 | $761 | $965 |
| 2010–14 | $790 | $803 | $837 | $1,040 |
| 2015–19 | $841 | $876 | $961 | $1,213 |
| 2020–24 | $1,224 | $1,184 | $1,286 | $1,571 |
| Change | +$538 | +$454 | +$526 | +$606 |
A typical rental in ZIP 37412 costs $1,224 a month with utilities, well below the national median of $1,571. Rent has climbed $538 a month since 2006–10, up 78%, faster than rents rose nationally. Rent takes 29.1% of the typical renter's income, just under the 30% mark often used to define affordable rent. Rents run highest in the center and lowest in the southeast.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 37412
Bachelor's degrees in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 20.0% | 22.9% | 23.9% | 28.4% |
| 2010–14 | 20.1% | 24.3% | 25.3% | 29.6% |
| 2015–19 | 20.9% | 27.2% | 27.9% | 32.1% |
| 2020–24 | 24.7% | 31.6% | 31.4% | 35.6% |
| Change | +4.7 pts | +8.7 pts | +7.5 pts | +7.2 pts |
College degrees are relatively uncommon in ZIP 37412: 24.7% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%. The share with a degree is up 4.7 points from 2006–10, mirroring the country. College graduates are most concentrated in the northwest and least in the center.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 85.4% | 82.5% | 83.3% | 84.9% |
| 2010–14 | 86.6% | 84.9% | 85.4% | 86.1% |
| 2015–19 | 86.2% | 87.4% | 87.6% | 87.7% |
| 2020–24 | 85.0% | 89.5% | 89.9% | 89.3% |
| Change | −0.4 pts | +7.0 pts | +6.6 pts | +4.3 pts |
Just over one in seven adults in ZIP 37412 never finished high school, more than nationally: 85.0% have a diploma or equivalent, against 89.3% across the U.S. ZIP 37412 has a lower share of high school graduates than the great majority of Tennessee ZIP codes.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 37412
| Period | ZIP 37412 | Chattanooga area | Tennessee | U.S. |
|---|---|---|---|---|
| 2006–10 | 7.7% | 9.1% | 8.6% | 8.1% |
| 2010–14 | 6.6% | 9.3% | 9.6% | 9.4% |
| 2015–19 | 4.4% | 4.9% | 5.4% | 5.6% |
| 2020–24 | 4.7% | 4.7% | 4.8% | 5.4% |
| Change | −3.0 pts | −4.4 pts | −3.8 pts | −2.7 pts |
Jobs have been a little easier to find in ZIP 37412 than nationally: unemployment was 4.7%, against 5.4%. Unemployment is down 3.0 points from 2006–10, in line with the national trend. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 37412 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 37412 | 2.39 | 39.3 | 12.4% | 41.8% | 9.2% | 1965 | $1,224 | 24.7% | 85.0% | 4.7% |
| ZIP 37411 | 2.35 | 39.7 | 12.6% | 38.1% | 8.8% | 1956 | $1,082 | 30.1% | 91.9% | 7.3% |
| ZIP 37407 | 3.30 | 27.7 | 21.6% | 57.2% | 11.5% | 1954 | $1,016 | 12.9% | 59.3% | 10.4% |
| ZIP 37404 | 3.11 | 31.7 | 20.1% | 55.1% | 15.3% | 1951 | $1,131 | 27.9% | 79.2% | 8.3% |
| ZIP 30742 | 2.52 | 39.1 | 19.1% | 57.4% | 12.2% | 1979 | $1,001 | 18.4% | 85.2% | 6.0% |
| ZIP 30741 | 2.48 | 40.6 | 12.6% | 33.9% | 13.5% | 1978 | $1,037 | 18.0% | 85.6% | 4.0% |
| ZIP 37410 | 2.42 | 26.7 | 28.8% | 76.2% | 17.3% | 1981 | $759 | 16.7% | 67.8% | 10.8% |
| ZIP 37406 | 2.58 | 36.0 | 19.9% | 51.5% | 12.8% | 1969 | $1,020 | 21.8% | 88.0% | 7.9% |
| ZIP 37408 | 2.11 | 35.0 | 9.9% | 72.5% | 22.5% | 2000 | $1,303 | 49.4% | 90.1% | 5.5% |
| ZIP 37403 | 1.62 | 25.9 | 3.3% | 73.9% | 19.5% | 1971 | $1,333 | 54.9% | 95.9% | 4.1% |
| ZIP 37409 | 2.23 | 36.0 | 13.9% | 42.4% | 11.0% | 1941 | $1,456 | 42.1% | 91.0% | 15.2% |
All figures 2020–24.
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About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 37412. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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