40840, KY Demographics

Population 416 · Census ACS 2020–24

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40840, KY map of median age by neighborhood
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Population and households in ZIP 40840

Household size in ZIP 40840

Household size, people per household
PeriodZIP 40840KentuckyU.S.
2006–102.882.512.68
2010–142.362.532.73
2015–192.402.522.71
2020–242.322.512.65
Change−0.55−0.00−0.03
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Households in ZIP 40840 are small: just 2.32 people on average, compared with 2.65 nationally. That is typical of places where many people live alone or as couples, and fewer have children at home. Since 2006–10, household size has dropped from 2.88, but in a place this small, survey estimates can swing a lot from one release to the next.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in ZIP 40840

Median age, years
PeriodZIP 40840KentuckyU.S.
2006–1039.838.537.7
2010–1444.739.338.6
2015–1937.140.039.6
2020–2445.939.940.1
Change+6.2+1.5+2.3
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ZIP 40840 skews older: half of its residents are older than 45.9, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in ZIP 40840

Single-parent households, % of households
PeriodZIP 40840KentuckyU.S.
2006–106.6%11.7%12.3%
2010–146.4%11.9%12.3%
2015–1911.2%11.8%11.6%
2020–246.9%11.9%11.6%
Change+0.3 pts+0.2 pts−0.6 pts
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Single parents head only 6.9% of households in ZIP 40840, well below the national share of 11.6%.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in ZIP 40840

Renters in ZIP 40840

Renters, % of occupied homes
PeriodZIP 40840KentuckyU.S.
2006–1023.2%30.1%33.3%
2010–1418.2%32.3%35.6%
2015–1932.9%32.8%36.0%
2020–2414.3%31.7%34.8%
Change−8.9 pts+1.5 pts+1.5 pts
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ZIP 40840 is overwhelmingly a place of homeowners: only 14.3% of households rent, far below the national share of 34.8%. Owner-heavy areas like this tend to see less turnover. About three-quarters of owners (73.6%) have paid off their mortgages, well above the national share of 39.8%.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in ZIP 40840

Vacant homes, % of all homes
PeriodZIP 40840KentuckyU.S.
2006–1027.5%12.2%11.4%
2010–1412.7%11.9%11.4%
2015–1922.0%12.3%11.1%
2020–2414.2%10.6%9.6%
Change−13.3 pts−1.6 pts−1.8 pts
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Vacancy is high in ZIP 40840: 14.2% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in ZIP 40840

Age of homes, median year built
PeriodZIP 40840KentuckyU.S.
2006–10197719771974
2010–14198319791975
2015–19198219801977
2020–24198619821980
Change+8+5+6
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The housing in ZIP 40840 is younger than the country's: half of it was built after 1986, against 1980 nationally. That is in line with the rest of Kentucky.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in ZIP 40840

Rent, per month
PeriodZIP 40840KentuckyU.S.
2006–10$610$657$965
2010–14$341$728$1,040
2015–19$590$814$1,213
2020–24$585$1,024$1,571
Change−$25+$367+$606
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Rent in ZIP 40840 runs $585 a month at the median, utilities included, well below the U.S. median of $1,571. The typical renter here spends 31.3% of household income on rent, just over the 30% mark often used to define affordable rent.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in ZIP 40840

Bachelor's degrees in ZIP 40840

Bachelor's degrees, % of adults 25+
PeriodZIP 40840KentuckyU.S.
2006–1012.0%21.3%28.4%
2010–147.0%22.5%29.6%
2015–196.0%24.5%32.1%
2020–244.7%27.6%35.6%
Change−7.3 pts+6.2 pts+7.2 pts
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Fewer adults in ZIP 40840 have a four-year degree than in the country as a whole: 4.7%, against 35.6% nationally.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in ZIP 40840

High school graduates, % of adults 25+
PeriodZIP 40840KentuckyU.S.
2006–1060.1%81.7%84.9%
2010–1462.9%83.9%86.1%
2015–1969.9%86.4%87.7%
2020–2481.0%88.8%89.3%
Change+20.9 pts+7.2 pts+4.3 pts
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Nearly one in five adults in ZIP 40840 never finished high school, well above the national share: only 81.0% have a diploma or equivalent, against 89.3% nationally.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in ZIP 40840

Unemployment, % of the labor force
PeriodZIP 40840KentuckyU.S.
2006–105.2%8.4%8.1%
2010–147.5%9.5%9.4%
2015–1916.9%5.8%5.6%
2020–242.1%5.1%5.4%
Change−3.2 pts−3.3 pts−2.7 pts
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Unemployment in ZIP 40840 has been low: just 2.1% of the labor force was out of work and looking, well below the national rate of 5.4%. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

ZIP 40840 compared with nearby ZIP codes

ZIP codeHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
ZIP 408402.3245.96.9%14.3%14.2%1986$5854.7%81.0%2.1%
ZIP 408742.1350.95.6%5.6%13.8%1992$5875.6%83.7%0.4%
ZIP 408102.5336.719.5%14.9%15.5%1987$4856.1%86.8%3.4%
ZIP 408582.2544.16.8%13.6%20.4%1983$5854.5%78.9%2.0%
ZIP 408032.5345.98.0%17.8%6.0%1987$5854.7%82.0%3.0%
ZIP 409792.0351.94.4%0.0%15.3%1993$5855.2%85.7%0.0%
ZIP 408062.3840.710.2%24.6%17.5%1975$70514.6%88.3%5.0%
ZIP 408161.7140.74.4%0.0%48.1%1974$5854.1%72.8%0.0%
ZIP 408542.2342.16.4%27.2%30.8%1977$74715.1%90.4%12.2%
ZIP 409132.3851.214.4%15.1%14.8%1989$65710.1%66.8%0.0%
ZIP 408243.3221.332.5%35.1%20.8%1987$6654.1%82.6%0.2%

All figures 2020–24.

Zip codes with similar populations: 40863, KY · 92309, CA · 95007, CA · 45032, OH · 95526, CA · 95585, CA · 42741, KY · 97839, OR · 41659, KY · 41606, KY

About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40840. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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