Population 175 · Census ACS 2020–24
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Population and households in ZIP 40995
Household size in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.09 | 2.51 | 2.68 |
| 2010–14 | 2.09 | 2.53 | 2.73 |
| 2015–19 | 2.66 | 2.52 | 2.71 |
| 2020–24 | 2.58 | 2.51 | 2.65 |
| Change | +0.49 | −0.00 | −0.03 |
Households in ZIP 40995 average 2.58 people, about the same as the country as a whole (2.65). Since 2006–10, household size has climbed from 2.09, but in a place this small, much of that may be survey noise rather than real change.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 43.0 | 38.5 | 37.7 |
| 2010–14 | 53.4 | 39.3 | 38.6 |
| 2015–19 | 41.4 | 40.0 | 39.6 |
| 2020–24 | 48.9 | 39.9 | 40.1 |
| Change | +5.9 | +1.5 | +2.3 |
ZIP 40995 skews older: half of its residents are older than 48.9, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 17.5% | 11.7% | 12.3% |
| 2010–14 | 7.4% | 11.9% | 12.3% |
| 2015–19 | 2.8% | 11.8% | 11.6% |
| 2020–24 | 17.8% | 11.9% | 11.6% |
| Change | +0.3 pts | +0.2 pts | −0.6 pts |
Single-parent households are common in ZIP 40995: 17.8% of all households, against 11.6% nationally.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 40995
Renters in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 46.3% | 30.1% | 33.3% |
| 2010–14 | 18.7% | 32.3% | 35.6% |
| 2015–19 | 26.3% | 32.8% | 36.0% |
| 2020–24 | 17.5% | 31.7% | 34.8% |
| Change | −28.8 pts | +1.5 pts | +1.5 pts |
Only 17.5% of households in ZIP 40995 rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. Among homeowners, 86.8% have no mortgage at all, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 24.3% | 12.2% | 11.4% |
| 2010–14 | 27.9% | 11.9% | 11.4% |
| 2015–19 | 28.0% | 12.3% | 11.1% |
| 2020–24 | 25.8% | 10.6% | 9.6% |
| Change | +1.5 pts | −1.6 pts | −1.8 pts |
Vacancy is high in ZIP 40995: 25.8% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1974 | 1977 | 1974 |
| 2010–14 | 1975 | 1979 | 1975 |
| 2015–19 | 1977 | 1980 | 1977 |
| 2020–24 | 1983 | 1982 | 1980 |
| Change | +9 | +5 | +6 |
The typical home in ZIP 40995 was built around 1983, about the same vintage as the country's housing overall (1980).
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $486 | $657 | $965 |
| 2010–14 | $564 | $728 | $1,040 |
| 2015–19 | $472 | $814 | $1,213 |
| 2020–24 | $340 | $1,024 | $1,571 |
| Change | −$146 | +$367 | +$606 |
The median renter in ZIP 40995 pays $340 a month for rent and utilities, well below the national median of $1,571. The typical renter here spends 14.0% of household income on rent, comfortably under the 30% mark often used to define affordable rent, and a smaller share than renters pay nationally.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 40995
Bachelor's degrees in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 9.7% | 21.3% | 28.4% |
| 2010–14 | 2.9% | 22.5% | 29.6% |
| 2015–19 | 7.4% | 24.5% | 32.1% |
| 2020–24 | 2.1% | 27.6% | 35.6% |
| Change | −7.6 pts | +6.2 pts | +7.2 pts |
Fewer adults in ZIP 40995 have a four-year degree than in the country as a whole: 2.1%, against 35.6% nationally.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 53.4% | 81.7% | 84.9% |
| 2010–14 | 55.0% | 83.9% | 86.1% |
| 2015–19 | 63.4% | 86.4% | 87.7% |
| 2020–24 | 81.0% | 88.8% | 89.3% |
| Change | +27.5 pts | +7.2 pts | +4.3 pts |
Nearly one in five adults in ZIP 40995 never finished high school, well above the national share: only 81.0% have a diploma or equivalent, against 89.3% nationally.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 40995
| Period | ZIP 40995 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 12.4% | 8.4% | 8.1% |
| 2010–14 | 32.3% | 9.5% | 9.4% |
| 2015–19 | 2.6% | 5.8% | 5.6% |
| 2020–24 | 0.0% | 5.1% | 5.4% |
| Change | −12.4 pts | −3.3 pts | −2.7 pts |
The survey found almost no one in ZIP 40995 out of work and looking, against 5.4% of the labor force nationally. Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 40995 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 40995 | 2.58 | 48.9 | 17.8% | 17.5% | 25.8% | 1983 | $340 | 2.1% | 81.0% | 0.0% |
| ZIP 40903 | 2.47 | 46.5 | 16.5% | 26.7% | 24.8% | 1982 | $456 | 7.0% | 81.7% | 4.9% |
| ZIP 40921 | 2.30 | 43.2 | 10.6% | 15.4% | 2.7% | 1988 | $542 | 7.8% | 91.1% | 7.2% |
| ZIP 40977 | 2.46 | 39.6 | 15.7% | 40.3% | 15.4% | 1979 | $546 | 17.4% | 80.5% | 11.4% |
| ZIP 40939 | 2.38 | 47.2 | 15.4% | 45.3% | 17.1% | 1976 | $527 | 12.2% | 71.0% | 21.9% |
| ZIP 40763 | 3.33 | 33.4 | 7.6% | 23.0% | 23.3% | 1984 | $644 | 12.3% | 76.5% | 6.9% |
| ZIP 40906 | 2.55 | 39.5 | 15.8% | 39.6% | 14.0% | 1980 | $748 | 17.4% | 78.1% | 9.0% |
| ZIP 40935 | 2.24 | 39.3 | 17.7% | 29.1% | 31.3% | 1989 | $692 | 12.8% | 55.4% | 16.7% |
| ZIP 40915 | 2.26 | 48.4 | 8.3% | 18.5% | 33.0% | 1988 | $702 | 7.7% | 84.4% | 3.6% |
| ZIP 40949 | 2.61 | 46.1 | 18.3% | 34.3% | 11.3% | 1981 | $742 | 14.0% | 85.4% | 5.8% |
| ZIP 40997 | 2.14 | 31.0 | 10.1% | 13.9% | 14.6% | 1995 | $748 | 1.1% | 90.7% | 0.0% |
All figures 2020–24.
Zip codes with similar populations: 89161, NV · 53047, WI · 53192, WI · 53540, WI · 54517, WI · 54857, WI · 55613, MN · 55758, MN · 55977, MN · 56363, MN
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40995. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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