Population 7,801 · Census ACS 2020–24
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Population and households in ZIP 40977
Household size in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 2.65 | 2.51 | 2.68 |
| 2010–14 | 2.41 | 2.53 | 2.73 |
| 2015–19 | 2.33 | 2.52 | 2.71 |
| 2020–24 | 2.46 | 2.51 | 2.65 |
| Change | −0.20 | −0.00 | −0.03 |
The average household in ZIP 40977 has 2.46 people, under the U.S. average of 2.65. Household size has dropped from 2.65 in 2006–10, a much bigger shift than nationally. The biggest households, usually families with children, are concentrated in the southeast.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 39.9 | 38.5 | 37.7 |
| 2010–14 | 40.3 | 39.3 | 38.6 |
| 2015–19 | 43.7 | 40.0 | 39.6 |
| 2020–24 | 39.6 | 39.9 | 40.1 |
| Change | −0.3 | +1.5 | +2.3 |
Half of the people in ZIP 40977 are younger than 39.6 and half are older, close to the national median of 40.1. The median age has edged down from 39.9 in 2006–10, even as the national median rose. Residents skew youngest in the east and oldest in the west.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 13.9% | 11.7% | 12.3% |
| 2010–14 | 13.6% | 11.9% | 12.3% |
| 2015–19 | 11.2% | 11.8% | 11.6% |
| 2020–24 | 15.7% | 11.9% | 11.6% |
| Change | +1.8 pts | +0.2 pts | −0.6 pts |
Single-parent households are common in ZIP 40977: 15.7% of all households, against 11.6% nationally. The single-parent share has risen 1.8 points since 2006–10, even as the national share fell. ZIP 40977 has a higher share of single-parent households than at least four in five Kentucky ZIP codes.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in ZIP 40977
Renters in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 28.7% | 30.1% | 33.3% |
| 2010–14 | 28.5% | 32.3% | 35.6% |
| 2015–19 | 29.9% | 32.8% | 36.0% |
| 2020–24 | 40.3% | 31.7% | 34.8% |
| Change | +11.6 pts | +1.5 pts | +1.5 pts |
About four in ten households in ZIP 40977 rent their homes (40.3%), a bit above the national share of 34.8%. Among homeowners, 65.3% have no mortgage at all, well above the national share of 39.8%. The renter share has risen 11.6 points since 2006–10, a much bigger shift than nationally.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 20.2% | 12.2% | 11.4% |
| 2010–14 | 16.9% | 11.9% | 11.4% |
| 2015–19 | 19.1% | 12.3% | 11.1% |
| 2020–24 | 15.4% | 10.6% | 9.6% |
| Change | −4.8 pts | −1.6 pts | −1.8 pts |
Vacancy is high in ZIP 40977: 15.4% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. Vacancy has fallen 4.8 points since 2006–10, mirroring the country.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 1975 | 1977 | 1974 |
| 2010–14 | 1974 | 1979 | 1975 |
| 2015–19 | 1978 | 1980 | 1977 |
| 2020–24 | 1979 | 1982 | 1980 |
| Change | +4 | +5 | +6 |
Homes in ZIP 40977 are about the same age as the nation's housing: the median home was built in 1979, versus 1980 nationally. The median year built has moved up from 1975 in 2006–10, a sign of steady new building. Newer construction is concentrated in the southeast, while the center has the oldest housing.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | $370 | $657 | $965 |
| 2010–14 | $410 | $728 | $1,040 |
| 2015–19 | $468 | $814 | $1,213 |
| 2020–24 | $546 | $1,024 | $1,571 |
| Change | +$176 | +$367 | +$606 |
A typical rental in ZIP 40977 costs $546 a month with utilities, well below the national median of $1,571. Rents are up $176 a month from 2006–10, a 48% rise, a slower climb than the nation's. The typical renter here spends 22.7% of household income on rent, comfortably under the 30% mark often used to define affordable rent, and a smaller share than renters pay nationally. Only one other Kentucky ZIP code with 5,000+ people has lower rents.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in ZIP 40977
Bachelor's degrees in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 13.0% | 21.3% | 28.4% |
| 2010–14 | 9.2% | 22.5% | 29.6% |
| 2015–19 | 9.6% | 24.5% | 32.1% |
| 2020–24 | 17.4% | 27.6% | 35.6% |
| Change | +4.4 pts | +6.2 pts | +7.2 pts |
College degrees are relatively uncommon in ZIP 40977: 17.4% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%. The share with a degree is up 4.4 points from 2006–10, mirroring the country. College graduates are most concentrated in the southeast and least in the northeast.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 70.7% | 81.7% | 84.9% |
| 2010–14 | 71.2% | 83.9% | 86.1% |
| 2015–19 | 68.4% | 86.4% | 87.7% |
| 2020–24 | 80.5% | 88.8% | 89.3% |
| Change | +9.8 pts | +7.2 pts | +4.3 pts |
About one in five adults in ZIP 40977 never finished high school, well above the national share: only 80.5% have a diploma or equivalent, against 89.3% nationally. Since 2006–10, the share with a diploma has risen 9.8 points, as it has nationally. Of the 203 Kentucky ZIP codes with 5,000+ people, only 18 have a lower share of high school graduates.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in ZIP 40977
| Period | ZIP 40977 | Kentucky | U.S. |
|---|---|---|---|
| 2006–10 | 6.6% | 8.4% | 8.1% |
| 2010–14 | 11.6% | 9.5% | 9.4% |
| 2015–19 | 10.5% | 5.8% | 5.6% |
| 2020–24 | 11.4% | 5.1% | 5.4% |
| Change | +4.8 pts | −3.3 pts | −2.7 pts |
Unemployment in ZIP 40977 runs well above the national rate: 11.4% of the labor force was out of work and looking, against 5.4%. Of the 203 Kentucky ZIP codes with 5,000+ people, only five have higher unemployment. Unemployment has risen 4.8 points since 2006–10, even as the national rate fell.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
ZIP 40977 compared with nearby ZIP codes
| ZIP code | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| ZIP 40977 | 2.46 | 39.6 | 15.7% | 40.3% | 15.4% | 1979 | $546 | 17.4% | 80.5% | 11.4% |
| ZIP 40939 | 2.38 | 47.2 | 15.4% | 45.3% | 17.1% | 1976 | $527 | 12.2% | 71.0% | 21.9% |
| ZIP 40995 | 2.58 | 48.9 | 17.8% | 17.5% | 25.8% | 1983 | $340 | 2.1% | 81.0% | 0.0% |
| ZIP 40813 | 2.54 | 44.0 | 10.4% | 28.9% | 22.7% | 1980 | $520 | 10.0% | 83.9% | 9.6% |
| ZIP 40902 | 2.30 | 49.6 | 7.4% | 30.9% | 15.3% | 1990 | $886 | 2.7% | 76.6% | 0.0% |
| ZIP 40965 | 2.23 | 40.0 | 13.4% | 45.6% | 13.4% | 1980 | $637 | 21.0% | 81.2% | 9.9% |
| ZIP 40903 | 2.47 | 46.5 | 16.5% | 26.7% | 24.8% | 1982 | $456 | 7.0% | 81.7% | 4.9% |
| ZIP 40958 | 2.78 | 29.7 | 25.3% | 27.5% | 12.0% | 1986 | $765 | 6.6% | 68.7% | 3.2% |
| ZIP 40935 | 2.24 | 39.3 | 17.7% | 29.1% | 31.3% | 1989 | $692 | 12.8% | 55.4% | 16.7% |
| ZIP 40856 | 2.57 | 41.2 | 18.0% | 30.0% | 8.0% | 1977 | $796 | 1.6% | 74.7% | 0.0% |
| ZIP 40997 | 2.14 | 31.0 | 10.1% | 13.9% | 14.6% | 1995 | $748 | 1.1% | 90.7% | 0.0% |
All figures 2020–24.
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About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 40977. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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