81040, CO Demographics

Population 419 · Census ACS 2020–24

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81040, CO map of median age by neighborhood
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Population and households in ZIP 81040

Household size in ZIP 81040

Household size, people per household
PeriodZIP 81040ColoradoU.S.
2006–101.972.572.68
2010–142.152.632.73
2015–192.062.642.71
2020–241.992.542.65
Change+0.02−0.04−0.03
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Households in ZIP 81040 are small: just 1.99 people on average, compared with 2.65 nationally. That is typical of places where many people live alone or as couples, and fewer have children at home.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in ZIP 81040

Median age, years
PeriodZIP 81040ColoradoU.S.
2006–1053.936.937.7
2010–1455.137.738.6
2015–1955.438.539.6
2020–2457.839.140.1
Change+3.9+2.1+2.3
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ZIP 81040 skews older: half of its residents are older than 57.8, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families. The median age has climbed from 53.9 in 2006–10, but in a place this small, much of that may be survey noise rather than real change.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in ZIP 81040

Single-parent households, % of households
PeriodZIP 81040ColoradoU.S.
2006–103.0%10.5%12.3%
2010–142.5%10.8%12.3%
2015–191.3%9.5%11.6%
2020–245.5%9.3%11.6%
Change+2.5 pts−1.1 pts−0.6 pts
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Single-parent households are relatively rare in ZIP 81040: 5.5% of households, against 11.6% nationally.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in ZIP 81040

Renters in ZIP 81040

Renters, % of occupied homes
PeriodZIP 81040ColoradoU.S.
2006–1024.6%32.4%33.3%
2010–147.3%35.2%35.6%
2015–194.8%34.8%36.0%
2020–245.4%33.8%34.8%
Change−19.2 pts+1.4 pts+1.5 pts
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ZIP 81040 is overwhelmingly a place of homeowners: only 5.4% of households rent, far below the national share of 34.8%. Owner-heavy areas like this tend to see less turnover. About seven in ten owners (69.2%) have paid off their mortgages, well above the national share of 39.8%.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in ZIP 81040

Vacant homes, % of all homes
PeriodZIP 81040ColoradoU.S.
2006–1026.6%10.3%11.4%
2010–1444.7%8.7%11.4%
2015–1941.4%8.0%11.1%
2020–2438.7%7.3%9.6%
Change+12.1 pts−3.0 pts−1.8 pts
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Vacant homes make up 38.7% of the housing in ZIP 81040, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in ZIP 81040

Age of homes, median year built
PeriodZIP 81040ColoradoU.S.
2006–10199119811974
2010–14198619821975
2015–19197719831977
2020–24198319881980
Change−8+7+6
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Homes in ZIP 81040 are about the same age as the nation's housing: the median home was built in 1983, versus 1980 nationally. Homes here are older than in Colorado overall, where the median home dates to 1988.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in ZIP 81040

Rent, per month
PeriodZIP 81040ColoradoU.S.
2006–10$727$1,051$965
2010–14$820$1,165$1,040
2015–19$944$1,450$1,213
2020–24$838$1,963$1,571
Change+$111+$912+$606
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The median renter in ZIP 81040 pays $838 a month for rent and utilities, well below the national median of $1,571. Rent takes 32.1% of the typical renter's income, just over the 30% mark often used to define affordable rent.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in ZIP 81040

Bachelor's degrees in ZIP 81040

Bachelor's degrees, % of adults 25+
PeriodZIP 81040ColoradoU.S.
2006–1037.9%36.4%28.4%
2010–1439.1%37.8%29.6%
2015–199.7%40.9%32.1%
2020–2424.5%45.9%35.6%
Change−13.4 pts+9.4 pts+7.2 pts
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College degrees are relatively uncommon in ZIP 81040: 24.5% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in ZIP 81040

High school graduates, % of adults 25+
PeriodZIP 81040ColoradoU.S.
2006–1088.0%89.5%84.9%
2010–1496.1%90.5%86.1%
2015–1997.5%91.8%87.7%
2020–2498.8%92.8%89.3%
Change+10.7 pts+3.3 pts+4.3 pts
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Finishing high school is nearly universal in ZIP 81040: 98.8% of adults 25 and older have a diploma or equivalent, well above the national rate of 89.3%.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in ZIP 81040

Unemployment, % of the labor force
PeriodZIP 81040ColoradoU.S.
2006–105.1%6.8%8.1%
2010–143.7%7.9%9.4%
2015–194.2%4.4%5.6%
2020–248.6%4.6%5.4%
Change+3.6 pts−2.3 pts−2.7 pts
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Unemployment in ZIP 81040 runs well above the national rate: 8.6% of the labor force was out of work and looking, against 5.4%. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

ZIP 81040 compared with nearby ZIP codes

ZIP codeHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
ZIP 810401.9957.85.5%5.4%38.7%1983$83824.5%98.8%8.6%
ZIP 810892.4247.811.5%27.5%23.9%1957$86219.9%86.5%8.6%
ZIP 811462.9929.56.9%20.6%17.4%1992$78834.8%93.5%4.5%
ZIP 811362.8532.34.1%22.6%16.7%1986$90633.2%95.5%5.0%
ZIP 811252.2141.216.8%24.6%9.4%1973$49827.6%86.5%14.4%
ZIP 811321.9452.54.2%30.1%20.4%1978$91133.5%92.3%6.0%
ZIP 811541.9856.81.2%33.1%53.5%1988$1,13340.7%95.7%5.0%
ZIP 811301.8856.11.7%30.1%67.0%1985$93851.5%98.5%8.7%
ZIP 814331.8137.56.3%47.1%45.9%1979$99252.1%100.0%9.4%
ZIP 814262.0145.06.1%22.2%30.8%1995$2,04966.0%99.6%1.7%
ZIP 813321.7856.54.5%7.3%30.6%1976$1,62543.0%90.8%0.0%

All figures 2020–24.

Zip codes with similar populations: 72179, AR · 56458, MN · 56760, MN · 57365, SD · 57434, SD · 57529, SD · 57658, SD · 57763, SD · 68835, NE · 68859, NE

About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up ZIP 81040. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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