Fernandina Beach, FL Demographics

Population 39,574 · Census ACS 2020–24

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Fernandina Beach, FL map of median age by neighborhood
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Population and households in Fernandina Beach

Household size in Fernandina Beach

Household size, people per household
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–102.452.632.632.68
2010–142.392.682.732.73
2015–192.322.662.752.71
2020–242.272.582.632.65
Change−0.18−0.05+0.00−0.03
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Fernandina Beach is a place of small households, averaging 2.27 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Household size has dropped from 2.45 in 2006–10, a much bigger shift than nationally. The biggest households, usually families with children, are concentrated in the west.

Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).

Median age in Fernandina Beach

Median age, years
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–1045.137.440.837.7
2010–1451.338.842.038.6
2015–1953.639.543.039.6
2020–2453.540.443.540.1
Change+8.4+3.1+2.7+2.3
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Fernandina Beach skews older: half of its residents are older than 53.5, well above the national median of 40.1. That usually means more empty nesters and retirees, and fewer young families. Since 2006–10, the median age has climbed from 45.1, a much bigger shift than nationally.

Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).

Single-parent households in Fernandina Beach

Single-parent households, % of households
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–1011.1%12.2%12.4%12.3%
2010–147.7%12.2%12.2%12.3%
2015–197.6%12.0%11.5%11.6%
2020–247.9%11.7%11.4%11.6%
Change−3.2 pts−0.4 pts−1.0 pts−0.6 pts
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Single parents head only 7.9% of households in Fernandina Beach, well below the national share of 11.6%. The single-parent share has fallen 3.2 points since 2006–10, a much bigger shift than nationally.

Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).

Housing in Fernandina Beach

Renters in Fernandina Beach

Renters, % of occupied homes
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–1023.0%31.8%30.3%33.3%
2010–1424.5%34.2%33.9%35.6%
2015–1921.0%35.5%34.6%36.0%
2020–2417.2%33.5%32.4%34.8%
Change−5.8 pts+1.7 pts+2.1 pts+1.5 pts
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Only 17.2% of households in Fernandina Beach rent their homes, far below the national share of 34.8%, so most residents are owners who tend to stay put. Among owners, 46.1% have paid off their mortgages, above the national share of 39.8%. The renter share is down 5.8 points from 2006–10, even as the national share rose.

Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).

Vacant homes in Fernandina Beach

Vacant homes, % of all homes
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–1020.2%13.4%17.2%11.4%
2010–1422.3%13.8%17.6%11.4%
2015–1916.9%11.8%15.4%11.1%
2020–2417.5%9.4%12.5%9.6%
Change−2.8 pts−4.1 pts−4.8 pts−1.8 pts
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Vacant homes make up 17.5% of the housing in Fernandina Beach, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. Since 2006–10, vacancy has fallen 2.8 points, as it has nationally.

Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).

Age of homes in Fernandina Beach

Age of homes, median year built
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–101987198519841974
2010–141989198619851975
2015–191991198719861977
2020–241997199219891980
Change+9+7+5+6
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Fernandina Beach has newer housing than the country as a whole: the median home was built in 1997, versus 1980 nationally. The median year built has moved up from 1987 in 2006–10, a sign of steady new building. The newest homes are mostly in the southwest, the oldest in the northeast.

Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).

Rent in Fernandina Beach

Rent, per month
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–10$1,095$1,041$1,092$965
2010–14$1,245$1,106$1,123$1,040
2015–19$1,312$1,251$1,323$1,213
2020–24$1,793$1,750$1,816$1,571
Change+$698+$709+$724+$606
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The median renter in Fernandina Beach pays $1,793 a month for rent and utilities, above the national median of $1,571. Rents are up $698 a month from 2006–10, a 64% jump, roughly in step with the nation. The typical renter here spends 37.9% of household income on rent, well over the 30% mark often used to define affordable rent, so many renters here are stretched. Rents run highest in the south and lowest in the west.

Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).

Education in Fernandina Beach

Bachelor's degrees in Fernandina Beach

Bachelor's degrees, % of adults 25+
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–1031.7%26.9%26.4%28.4%
2010–1433.5%28.4%27.0%29.6%
2015–1942.8%31.4%30.0%32.1%
2020–2451.2%36.7%34.6%35.6%
Change+19.5 pts+9.8 pts+8.2 pts+7.2 pts
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Fernandina Beach is highly educated: about half of adults 25 and older (51.2%) hold at least a bachelor's degree, far above the national share of 35.6%. Since 2006–10, the share with a degree has risen 19.5 points, in line with the national trend. College graduates are most concentrated in the southeast and least in the west.

Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

High school graduates in Fernandina Beach

High school graduates, % of adults 25+
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–1091.1%88.5%85.5%84.9%
2010–1494.0%89.6%86.5%86.1%
2015–1995.1%90.9%88.2%87.7%
2020–2496.0%92.2%90.0%89.3%
Change+4.8 pts+3.7 pts+4.4 pts+4.3 pts
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High school completion is high in Fernandina Beach: 96.0% of adults 25 and older have a diploma or equivalent, well above the national rate of 89.3%. The share with a diploma is up 4.8 points from 2006–10, mirroring the country. Fernandina Beach has a higher share of high school graduates than at least four in five Florida cities.

High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).

Jobs in Fernandina Beach

Unemployment, % of the labor force
PeriodFernandina BeachJacksonville areaFloridaU.S.
2006–105.3%8.2%8.9%8.1%
2010–1411.2%10.7%11.0%9.4%
2015–194.3%5.7%5.7%5.6%
2020–245.0%4.2%4.8%5.4%
Change−0.3 pts−4.0 pts−4.1 pts−2.7 pts
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Unemployment in Fernandina Beach is close to the national rate: 5.0% of the labor force, against 5.4%. The rate is higher than in the Jacksonville area overall (4.2%). Each figure pools five years of surveys (2020–24), so it describes that whole stretch rather than today's job market.

Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).

Fernandina Beach compared with nearby cities

CityHousehold sizeMedian ageSingle parentsRentersVacant homesMedian year builtMedian rentBachelor's degreeHigh school diplomaUnemployment
Fernandina Beach2.2753.57.9%17.2%17.5%1997$1,79351.2%96.0%5.0%
Nassau Village1.8766.04.7%15.6%31.6%1990$1,40066.5%96.6%7.9%
Yulee2.7939.211.5%19.3%11.1%2008$1,98531.3%92.4%4.1%
Gross1.7634.411.4%48.1%18.1%2018$1,94728.5%98.3%0.6%
Hero2.3038.913.4%25.4%21.9%2011$2,19526.1%93.3%3.3%
St. Marys2.6939.015.0%36.4%8.5%1993$1,29426.0%93.0%8.7%
Kings Bay2.7022.89.4%92.6%13.0%1985$1,53914.0%99.5%25.9%
Kingsland2.6036.115.1%32.1%8.3%1995$1,36121.5%94.6%3.9%
Callahan2.5947.710.8%13.9%7.5%1997$1,24014.4%86.6%6.3%
Evergreen2.4642.59.8%19.9%12.2%1990$1,61621.2%89.6%2.6%
Lessie2.5142.07.2%22.3%7.5%1987$1,37721.6%90.5%2.0%

All figures 2020–24.

Cities with similar populations: San Dimas, CA · Franklin, WI · Gahanna, OH · Grass Valley, CA · Gurabo, PR · Holiday, FL · Hopkinsville, KY · Jamestown, NY · Lake Orion, MI · Las Piedras, PR

About these numbers

Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up Fernandina Beach. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.

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