The Most Affordable Neighborhoods in Bay County, MI by Home Value

These days, finding an affordable place to live in the Bay County area can be challenging. Home prices in Bay County are now at a median cost of $155,870, lower than the Michigan average of $250,415.

The average cost of rent is $916/mo in Bay County, primarily driven by the current value of real estate in the Bay County area. In Bay County, 22.97% of households rent, and 48.48% of homeowners own their homes outright.

Housing affordability isn’t just about home prices, though. The average household income in Bay County is $5,501 per month. Households that rent pay about 16.65% of their income on rent here. Bay County’s most expensive areas are in the southwestern regions, while the cheapest areas are in the central parts of the county.

Source: BestNeighborhood calculations from the U.S. Census Bureau, American Community Survey (ACS) 2020-2024 5-year estimates.

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