The Most Affordable Neighborhoods in Chama, CO by Home Value

These days, finding an affordable place to live in the Chama area can be challenging. Home prices in Chama are now at a median cost of $163,501, lower than the Colorado average of $579,698.

The average cost of rent is $743/mo in Chama, primarily driven by the current value of real estate in the Chama area. In Chama, 18.47% of households rent, and 79.75% of homeowners own their homes outright.

Housing affordability isn’t just about home prices, though. The average household income in Chama is $3,121 per month. Households that rent pay about 23.81% of their income on rent here. Chama’s most expensive areas are in the northeastern regions, while the cheapest areas are in the central parts of the city.

Source: BestNeighborhood calculations from the U.S. Census Bureau, American Community Survey (ACS) 2020-2024 5-year estimates.

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