The Most Affordable Neighborhoods in Mount Sterling, KY by Home Value

These days, finding an affordable place to live in the Mount Sterling area can be challenging. Home prices in Mount Sterling are now at a median cost of $182,820, lower than the Kentucky average of $219,615.

The average cost of rent is $810/mo in Mount Sterling, primarily driven by the current value of real estate in the Mount Sterling area. In Mount Sterling, 37.62% of households rent, and 41.39% of homeowners own their homes outright.

Housing affordability isn’t just about home prices, though. The average household income in Mount Sterling is $5,091 per month. Households that rent pay about 15.92% of their income on rent here. Mount Sterling’s most expensive areas are in the northwestern regions, while the cheapest areas are in the eastern parts of the city.

Source: BestNeighborhood calculations from the U.S. Census Bureau, American Community Survey (ACS) 2020-2024 5-year estimates.

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