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These days, finding an affordable place to live in the Santa Cruz area can be challenging. Home prices in Santa Cruz are now at a median cost of $1,171,433, higher than the California average of $812,006.
The average cost of rent is $2,418/mo in Santa Cruz, primarily driven by the current value of real estate in the Santa Cruz area. In Santa Cruz, 47.05% of households rent, and 35.26% of homeowners own their homes outright.
Housing affordability isn’t just about home prices, though. The average household income in Santa Cruz is $9,475 per month. Households that rent pay about 25.52% of their income on rent here. Santa Cruz’s most expensive areas are in the southern regions, while the cheapest areas are in the northwestern parts of the city.
Source: BestNeighborhood calculations from the U.S. Census Bureau, American Community Survey (ACS) 2020-2024 5-year estimates.
Nearby Cities
- Capitola, CA: less expensive homes
- Soquel, CA: less expensive homes
- Scotts Valley, CA: equally priced homes
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- Aptos, CA: equally priced homes
- Rio del Mar, CA: higher priced homes
- Ben Lomond, CA: less expensive homes
- La Selva Beach, CA: equally priced homes
- Corralitos, CA: higher priced homes
Cities with Similar Populations
- Yonkers, NY: less expensive homes
- York, PA: less expensive homes
- Yorba Linda, CA: equally priced homes
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- Williamsburg, VA: less expensive homes
- Winston-Salem, NC: less expensive homes
- Wilmington, DE: less expensive homes
- West Jordan, UT: less expensive homes
- West Covina, CA: less expensive homes
- Whittier, CA: less expensive homes
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