The Most Affordable Neighborhoods in St. Cloud, MN by Home Value

These days, finding an affordable place to live in the St. Cloud area can be challenging. Home prices in St. Cloud are now at a median cost of $241,282, lower than the Minnesota average of $345,793.

The average cost of rent is $1,138/mo in St. Cloud, primarily driven by the current value of real estate in the St. Cloud area. In St. Cloud, 48.95% of households rent, and 46.74% of homeowners own their homes outright.

Housing affordability isn’t just about home prices, though. The average household income in St. Cloud is $5,733 per month. Households that rent pay about 19.85% of their income on rent here. St. Cloud’s most expensive areas are in the southwestern regions, while the cheapest areas are in the western parts of the city.

Source: BestNeighborhood calculations from the U.S. Census Bureau, American Community Survey (ACS) 2020-2024 5-year estimates.

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