The Most Affordable Neighborhoods in St. Mary, KY by Home Value

These days, finding an affordable place to live in the St. Mary area can be challenging. Home prices in St. Mary are now at a median cost of $172,339, lower than the Kentucky average of $219,615.

The average cost of rent is $803/mo in St. Mary, primarily driven by the current value of real estate in the St. Mary area. In St. Mary, 10.56% of households rent, and 38.31% of homeowners own their homes outright.

Housing affordability isn’t just about home prices, though. The average household income in St. Mary is $5,116 per month. Households that rent pay about 15.71% of their income on rent here. St. Mary’s most expensive areas are in the southern regions, while the cheapest areas are in the central parts of the city.

Source: BestNeighborhood calculations from the U.S. Census Bureau, American Community Survey (ACS) 2020-2024 5-year estimates.

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