Best Places02864, RI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 02864, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
02864 ranks 3,839th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on health care access by a wide margin, and state finances rank lowest.
The best neighborhoods in 02864
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
02864's strengths and weaknesses
Where 02864 ranks high
- Healthcare accessBetter than 92% of zip codes
- Household income$120,843 median, better than 90% of zip codes
- Big-city accessBetter than 90% of zip codes
- Cost of living vs incomeBetter than 89% of zip codes
- Low vacancyBetter than 87% of zip codes
Where 02864 ranks low
- State fiscal healthBetter than only 2% of zip codes
- Cheap car insuranceBetter than only 12% of zip codes
- Cheap childcare$1,309 a month, better than only 15% of zip codes
- QuietBetter than only 26% of zip codes
- Housing crash safetyBetter than only 26% of zip codes
What it costs to buy a home in 02864
A household needs to earn about $122,000 a year to comfortably buy the median 02864 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $120,843; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 02864's effective rate of 1.16%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 02864
02864 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 02864.
Who works in 02864, and how
Work in 02864 centers on health care & social and manufacturing. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 16%
- Transit, walk, or bike 3%
Life in 02864
02864 has more restaurants and bars per resident than 92% of zip codes. The coast is about 42 minutes away. That concentrates in some parts of 02864 and thins out in others, which the map shows.
What the weather is like in 02864, month by month
02864 sees roughly 73 pleasant days a year. July highs average about 85 degrees. January highs sit near 40, with lows near 21. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 30° | 21° |
| April | 60° | 48° | 37° |
| July | 85° | 73° | 63° |
| October | 66° | 54° | 44° |
Flying in and out of 02864
The nearest airport, Rhode Island Tf Green International, is about 16 miles away and is a small airport. The nearest major hub is General Edward Lawrence Logan International, about 35 miles away.
The best schools in and around 02864
Schools across 02864 average a B, better than 71% of zip codes.
Top elementary schools
- Ashton SchoolA · 70% proficient
- Community SchoolB+ · 55% proficient
- Garvin MemorialB− · 40% proficient
Top middle schools
- North Cumberland MiddleA+ · 69% proficient
- Lincoln Middle SchoolB− · 42% proficient
- Joseph L. Mccourt MsC · 35% proficient
Top high schools
- Cumberland High SchoolB+ · 52% proficient
- Lincoln Senior High SchoolB− · 45% proficient
- Blackstone Valley Prep HighD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 02864 school and its grade on SchoolGrade.
02864 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 02864 against the other 33,109 zip codes.
Who 02864 suits
Remote workers
Cost of living against local pay beats 89% of zip codes, internet is fast and widely advertised, and 16% already work from home.
Common questions about living in 02864
Is 02864 a good place to live?
Using BestNeighborhood's default rankings, 02864 ranks 3,839th of 33,110 zip codes. It scores highest on health care access, high incomes, and big-city access, and lowest on state finances and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 02864 expensive to live in?
The median home is worth $445,867. The overall cost of living runs about 2% above the national average. Set against a $120,843 median income, cost of living beats 89% of zip codes.
Is 02864 safe?
Yes, 02864 is safer than 83% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $161 per resident a year.
What is the weather like in 02864?
July highs average about 85 degrees, and January highs near 40 with lows near 21. That works out to about 73 pleasant days a year, more than 31% of zip codes.
Is 02864 good for families?
Schools beat 71% of zip codes, crime safety beats 83%, and childcare runs $1,309 a month.
Compare 02864 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 02864. Scores are absolute rather than ranked, which means a 60 in 02864 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
02864 detail on BestNeighborhood maps:
- Walk Grade for 02864: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 02864: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 02864: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 02864: carrier by carrier coverage behind the cell score.
02864 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.