Best Places07640, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 07640, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
07640 ranks 678th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and state finances rank lowest.
The best neighborhoods in 07640
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
07640's strengths and weaknesses
Where 07640 ranks high
- Big-city accessBetter than 98% of zip codes
- Internet speedBetter than 98% of zip codes
- Household income$166,978 median, better than 98% of zip codes
- Health outlookBetter than 96% of zip codes
- Educational attainmentBetter than 96% of zip codes
Where 07640 ranks low
- State fiscal healthBetter than only 1% of zip codes
- Low property taxBetter than only 2% of zip codes
- Nice weatherabout 58 pleasant days a year, better than only 5% of zip codes
- Cheap childcare$1,508 a month, better than only 6% of zip codes
- Short commute35.6 minutes each way, better than only 10% of zip codes
What it costs to buy a home in 07640
A household needs to earn about $238,000 a year to comfortably buy the median 07640 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $166,978, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 07640's effective rate of 2.20%, and insurance is estimated at 0.4% of home value a year.
Who lives in 07640
07640 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 07640.
Who works in 07640, and how
Work in 07640 centers on professional & technical and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 64%
- Work from home 20%
- Transit, walk, or bike 16%
Life in 07640
The coast is about 30 minutes away. Distance to the water changes a lot across 07640, which the map shows.
What the weather is like in 07640, month by month
07640 sees roughly 58 pleasant days a year. July highs average about 90 degrees. January highs sit near 44, with lows near 26. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 34° | 26° |
| April | 65° | 53° | 42° |
| July | 90° | 79° | 69° |
| October | 71° | 59° | 48° |
Flying in and out of 07640
The nearest airport, Westchester County, is about 15 miles away and is a small airport. The nearest major hub is Laguardia, about 16 miles away.
The best schools in and around 07640
Schools across 07640 average an A−, better than 83% of zip codes.
Top elementary schools
- Hillside Elementary SchoolA · 69% proficient
- Harrington Park SchoolA− · 59% proficient
- Norwood Public SchoolB− · 43% proficient
Top middle schools
- Tenakill Middle SchoolA− · 55% proficient
- Westwood Regional Middle SchoolC+ · 39% proficient
Top high schools
- Northern Valley Regional High School At DemarestA− · 62% proficient
- Northern Valley Regional High School At Old TappanB+ · 56% proficient
- Pascack Valley High SchoolB− · 45% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 07640 school and its grade on SchoolGrade.
07640 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 07640 against the other 33,109 zip codes.
Common questions about living in 07640
Is 07640 a good place to live?
Using BestNeighborhood's default rankings, 07640 ranks 678th of 33,110 zip codes. It scores highest on big-city access, fast internet, and high incomes, and lowest on state finances and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 07640 expensive to live in?
The median home is worth $765,192. The overall cost of living runs about 24% above the national average. Set against a $166,978 median income, cost of living beats 95% of zip codes.
Is 07640 safe?
Yes, 07640 is safer than 88% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $138 per resident a year.
Compare 07640 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 07640. Scores are absolute rather than ranked, which means a 60 in 07640 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
07640 detail on BestNeighborhood maps:
- Walk Grade for 07640: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 07640: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 07640: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 07640: carrier by carrier coverage behind the cell score.
07640 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.