Best Places07712, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 07712, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
07712 ranks 9,048th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and state finances rank lowest.
The best neighborhoods in 07712
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
07712's strengths and weaknesses
Where 07712 ranks high
- Big-city accessBetter than 97% of zip codes
- WalkabilityBetter than 95% of zip codes
- Internet speedBetter than 93% of zip codes
- BikingBetter than 89% of zip codes
- Cell coverageBetter than 87% of zip codes
Where 07712 ranks low
- State fiscal healthBetter than only 1% of zip codes
- Cheap childcare$1,493 a month, better than only 6% of zip codes
- Nice weatherabout 60 pleasant days a year, better than only 8% of zip codes
- Housing crash safetyBetter than only 10% of zip codes
- Low property taxBetter than only 11% of zip codes
What it costs to buy a home in 07712
A household needs to earn about $178,000 a year to comfortably buy the median 07712 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $108,328, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 07712's effective rate of 1.57%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 07712
07712 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 07712.
Who works in 07712, and how
Work in 07712 centers on health care & social and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 71%
- Work from home 16%
- Transit, walk, or bike 14%
Life in 07712
07712 has more restaurants and bars per resident than 84% of zip codes and more parkland per resident than 81% of zip codes. The coast is about 6 minutes away. Dining, parks, and nightlife concentrates in some parts of 07712 and thins out in others, which the map shows.
What the weather is like in 07712, month by month
07712 sees roughly 60 pleasant days a year. July highs average about 88 degrees. January highs sit near 44, with lows near 26. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 34° | 26° |
| April | 64° | 53° | 42° |
| July | 88° | 77° | 68° |
| October | 70° | 59° | 49° |
Flying in and out of 07712
John F Kennedy International sits about 31 miles away. It is a large hub and boarded 31.0 million passengers in 2025, with 249 nonstop destinations.
The best schools in and around 07712
Schools across 07712 average a D+, better than 14% of zip codes.
Top elementary schools
- Wayside Elementary SchoolB− · 44% proficient
- Wanamassa Elementary SchoolC+ · 38% proficient
- Ocean Township Elementary SchoolC+ · 38% proficient
Top middle schools
- Tinton Falls Middle SchoolC · 33% proficient
- Township Of Ocean Intermediate SchoolC− · 31% proficient
- Neptune Middle SchoolD · 19% proficient
Top high schools
- Ocean Township High SchoolC− · 29% proficient
- Monmouth Regional High SchoolC− · 28% proficient
- Neptune High SchoolD · 19% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 07712 school and its grade on SchoolGrade.
07712 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 07712 against the other 33,109 zip codes.
Who 07712 suits
Remote workers
Internet is fast and widely advertised and 16% already work from home.
Common questions about living in 07712
Is 07712 a good place to live?
Using BestNeighborhood's default rankings, 07712 ranks 9,048th of 33,110 zip codes. It scores highest on big-city access, walkability, and fast internet, and lowest on state finances and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 07712 expensive to live in?
The median home is worth $614,580. The overall cost of living runs about 29% above the national average. Set against a $108,328 median income, cost of living beats 57% of zip codes.
Is 07712 safe?
07712 is safer than 50% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $240 per resident a year.
What is the weather like in 07712?
July highs average about 88 degrees, and January highs near 44 with lows near 26. That works out to about 60 pleasant days a year, more than 8% of zip codes.
Is 07712 good for families?
Schools beat 14% of zip codes, crime safety beats 50%, and childcare runs $1,493 a month.
Compare 07712 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 07712. Scores are absolute rather than ranked, which means a 60 in 07712 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
07712 detail on BestNeighborhood maps:
- Walk Grade for 07712: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 07712: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 07712: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 07712: carrier by carrier coverage behind the cell score.
07712 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.