Best Places07731, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 07731, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
07731 ranks 4,609th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and state finances rank lowest.
The best neighborhoods in 07731
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
07731's strengths and weaknesses
Where 07731 ranks high
- Big-city accessBetter than 96% of zip codes
- Low vacancyBetter than 96% of zip codes
- Household income$136,177 median, better than 94% of zip codes
- Internet speedBetter than 94% of zip codes
- Health outlookBetter than 90% of zip codes
Where 07731 ranks low
- State fiscal healthBetter than only 1% of zip codes
- Low property taxBetter than only 6% of zip codes
- Cheap childcare$1,493 a month, better than only 6% of zip codes
- Nice weatherabout 60 pleasant days a year, better than only 8% of zip codes
- Housing crash safetyBetter than only 15% of zip codes
What it costs to buy a home in 07731
A household needs to earn about $147,000 a year to comfortably buy the median 07731 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $136,177; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 07731's effective rate of 1.83%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 07731
07731's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 07731.
Who works in 07731, and how
Work in 07731 centers on health care & social and education. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 17%
- Transit, walk, or bike 6%
Life in 07731
The coast is about 14 minutes away. Distance to the water changes a lot across 07731, which the map shows.
What the weather is like in 07731, month by month
07731 sees roughly 60 pleasant days a year. July highs average about 88 degrees. January highs sit near 44, with lows near 26. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 34° | 26° |
| April | 64° | 53° | 42° |
| July | 88° | 77° | 68° |
| October | 70° | 59° | 49° |
Flying in and out of 07731
The nearest airport, Trenton Mercer, is about 33 miles away and is a small airport. The nearest major hub is Newark Liberty International, about 38 miles away.
The best schools in and around 07731
Schools across 07731 average a C, better than 35% of zip codes.
Top elementary schools
- Allenwood Elementary SchoolB · 47% proficient
- Newbury Elementary SchoolC · 35% proficient
- Aldrich Elementary SchoolC · 34% proficient
Top middle schools
- Wall Intermediate SchoolC+ · 36% proficient
- Howell Township Middle School SouthC · 34% proficient
- Howell Township Middle School NorthC · 34% proficient
Top high schools
- Freehold Township High SchoolB− · 41% proficient
- Howell High SchoolC+ · 38% proficient
- Wall High SchoolC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 07731 school and its grade on SchoolGrade.
07731 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 07731 against the other 33,109 zip codes.
Who 07731 suits
Families
Schools land around the 35th percentile and crime safety beats 86%.
Remote workers
Cost of living against local pay beats 87% of zip codes, internet is fast and widely advertised, and 17% already work from home.
Common questions about living in 07731
Is 07731 a good place to live?
Using BestNeighborhood's default rankings, 07731 ranks 4,609th of 33,110 zip codes. It scores highest on big-city access, few empty homes, and high incomes, and lowest on state finances and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 07731 expensive to live in?
The median home is worth $492,204. The overall cost of living runs about 16% above the national average. Set against a $136,177 median income, cost of living beats 87% of zip codes.
Is 07731 safe?
Yes, 07731 is safer than 86% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $146 per resident a year.
What is the weather like in 07731?
July highs average about 88 degrees, and January highs near 44 with lows near 26. That works out to about 60 pleasant days a year, more than 8% of zip codes.
Is 07731 good for families?
Schools beat 35% of zip codes, crime safety beats 86%, and childcare runs $1,493 a month.
Compare 07731 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 07731. Scores are absolute rather than ranked, which means a 60 in 07731 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
07731 detail on BestNeighborhood maps:
- Walk Grade for 07731: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 07731: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 07731: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 07731: carrier by carrier coverage behind the cell score.
07731 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.