Best Places10512, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 10512, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
10512 ranks 6,423rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and property taxes are the weak spot.
The best neighborhoods in 10512
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
10512's strengths and weaknesses
Where 10512 ranks high
- Big-city accessBetter than 94% of zip codes
- Tree shadeBetter than 94% of zip codes
- School gradeB+, better than 90% of zip codes
- Crime safetyBetter than 90% of zip codes
- Household income$117,513 median, better than 89% of zip codes
Where 10512 ranks low
- Low property taxBetter than only 1% of zip codes
- Short commute39.2 minutes each way, better than only 5% of zip codes
- Cheap childcare$1,475 a month, better than only 8% of zip codes
- Cheap car insuranceBetter than only 8% of zip codes
- Housing crash safetyBetter than only 16% of zip codes
What it costs to buy a home in 10512
A household needs to earn about $138,000 a year to comfortably buy the median 10512 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $117,513, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 10512's effective rate of 2.39%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 10512
10512 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 10512.
Who works in 10512, and how
Work in 10512 centers on education and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 14%
- Transit, walk, or bike 8%
Life in 10512
The coast is about 38 minutes away. Distance to the water changes a lot across 10512, which the map shows.
What the weather is like in 10512, month by month
10512 sees roughly 71 pleasant days a year. July highs average about 86 degrees. January highs sit near 41, with lows near 21. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 31° | 21° |
| April | 63° | 50° | 38° |
| July | 86° | 75° | 63° |
| October | 68° | 55° | 43° |
Flying in and out of 10512
The nearest airport, New York Stewart International, is about 22 miles away and is a small airport. The nearest major hub is Laguardia, about 47 miles away.
The best schools in and around 10512
Schools across 10512 average a B+, better than 90% of zip codes.
Top elementary schools
- C V Starr Intermediate SchoolA+ · 73% proficient
- Matthew Paterson Elementary SchoolA · 68% proficient
- Pequenakonck Elementary SchoolA · 65% proficient
Top middle schools
- Henry H Wells Middle SchoolA+ · 70% proficient
- Mahopac Middle SchoolA+ · 68% proficient
- Somers Middle SchoolA · 62% proficient
Top high schools
- Mahopac High SchoolA+ · 96% proficient
- Carmel High SchoolA+ · 96% proficient
- Brewster High SchoolA+ · 94% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 10512 school and its grade on SchoolGrade.
10512 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 10512 against the other 33,109 zip codes.
Who 10512 suits
Remote workers
Cost of living against local pay beats 81% of zip codes, internet is fast and widely advertised, and 14% already work from home.
Common questions about living in 10512
Is 10512 a good place to live?
Using BestNeighborhood's default rankings, 10512 ranks 6,423rd of 33,110 zip codes. It scores highest on big-city access, tree cover, and good schools, and lowest on property taxes and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 10512 expensive to live in?
The median home is worth $434,288. The overall cost of living runs about 11% above the national average. Set against a $117,513 median income, cost of living beats 81% of zip codes.
Is 10512 safe?
Yes, 10512 is safer than 90% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $188 per resident a year.
What is the weather like in 10512?
July highs average about 86 degrees, and January highs near 41 with lows near 21. That works out to about 71 pleasant days a year, more than 28% of zip codes.
Is 10512 good for families?
Schools beat 90% of zip codes, crime safety beats 90%, and childcare runs $1,475 a month.
Compare 10512 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 10512. Scores are absolute rather than ranked, which means a 60 in 10512 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
10512 detail on BestNeighborhood maps:
- Walk Grade for 10512: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 10512: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 10512: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 10512: carrier by carrier coverage behind the cell score.
10512 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.