Best Places10541, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 10541, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
10541 ranks 3,004th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on good schools by a wide margin, and property taxes are the weak spot.
The best neighborhoods in 10541
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
10541's strengths and weaknesses
Where 10541 ranks high
- School gradeA, better than 97% of zip codes
- Big-city accessBetter than 95% of zip codes
- Household income$144,450 median, better than 95% of zip codes
- Cost of living vs incomeBetter than 92% of zip codes
- Health outlookBetter than 92% of zip codes
Where 10541 ranks low
- Low property taxBetter than only 1% of zip codes
- Short commute41.0 minutes each way, better than only 3% of zip codes
- Cheap childcare$1,476 a month, better than only 7% of zip codes
- Cheap car insuranceBetter than only 9% of zip codes
- State infrastructureBetter than only 18% of zip codes
What it costs to buy a home in 10541
A household needs to earn about $161,000 a year to comfortably buy the median 10541 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $144,450; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 10541's effective rate of 2.27%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 10541
10541 runs older than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 10541.
Who works in 10541, and how
Work in 10541 centers on education and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 79%
- Work from home 15%
- Transit, walk, or bike 6%
Life in 10541
10541 has more restaurants and bars per resident than 67% of zip codes. The coast is about 37 minutes away. That concentrates in some parts of 10541 and thins out in others, which the map shows.
What the weather is like in 10541, month by month
10541 sees roughly 72 pleasant days a year. July highs average about 86 degrees. January highs sit near 41, with lows near 21. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 31° | 21° |
| April | 63° | 50° | 38° |
| July | 86° | 75° | 63° |
| October | 68° | 55° | 43° |
Flying in and out of 10541
The nearest airport, New York Stewart International, is about 20 miles away and is a small airport. The nearest major hub is Laguardia, about 42 miles away.
The best schools in and around 10541
Schools across 10541 average an A, better than 97% of zip codes.
Top elementary schools
- Putnam Valley Elementary SchoolA+ · 88% proficient
- Somers Intermediate SchoolA+ · 84% proficient
- Thomas Jefferson Elementary SchoolA+ · 78% proficient
Top middle schools
- Mahopac Middle SchoolA+ · 68% proficient
- Somers Middle SchoolA · 62% proficient
- Lakeland-copper Beech Middle SchoolA · 59% proficient
Top high schools
- Lakeland High SchoolA+ · 96% proficient
- Mahopac High SchoolA+ · 96% proficient
- Carmel High SchoolA+ · 96% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 10541 school and its grade on SchoolGrade.
10541 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 10541 against the other 33,109 zip codes.
Who 10541 suits
Remote workers
Cost of living against local pay beats 92% of zip codes, internet is fast and widely advertised, and 15% already work from home.
Common questions about living in 10541
Is 10541 a good place to live?
Using BestNeighborhood's default rankings, 10541 ranks 3,004th of 33,110 zip codes. It scores highest on good schools, big-city access, and high incomes, and lowest on property taxes and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 10541 expensive to live in?
The median home is worth $512,206. The overall cost of living runs about 14% above the national average. Set against a $144,450 median income, cost of living beats 92% of zip codes.
Is 10541 safe?
Yes, 10541 is safer than 91% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $189 per resident a year.
What is the weather like in 10541?
July highs average about 86 degrees, and January highs near 41 with lows near 21. That works out to about 72 pleasant days a year, more than 30% of zip codes.
Is 10541 good for families?
Schools beat 97% of zip codes, crime safety beats 91%, and childcare runs $1,476 a month.
Compare 10541 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 10541. Scores are absolute rather than ranked, which means a 60 in 10541 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
10541 detail on BestNeighborhood maps:
- Walk Grade for 10541: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 10541: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 10541: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 10541: carrier by carrier coverage behind the cell score.
10541 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.