Best Places10524, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 10524, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
10524 ranks 5,296th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on tree cover by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 10524
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
10524's strengths and weaknesses
Where 10524 ranks high
- Tree shadeBetter than 98% of zip codes
- School gradeA, better than 96% of zip codes
- Big-city accessBetter than 96% of zip codes
- Household income$146,002 median, better than 95% of zip codes
- Educational attainmentBetter than 95% of zip codes
Where 10524 ranks low
- Short commute38.1 minutes each way, better than only 6% of zip codes
- Cheap childcare$1,476 a month, better than only 7% of zip codes
- Cheap car insuranceBetter than only 9% of zip codes
- Low property taxBetter than only 14% of zip codes
- Housing crash safetyBetter than only 14% of zip codes
What it costs to buy a home in 10524
A household needs to earn about $189,000 a year to comfortably buy the median 10524 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $146,002, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 10524's effective rate of 1.47%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 10524
10524 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 10524.
Who works in 10524, and how
Work in 10524 centers on health care & social and professional & technical. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 63%
- Work from home 25%
- Transit, walk, or bike 12%
Life in 10524
The coast is about 42 minutes away. Distance to the water changes a lot across 10524, which the map shows.
What the weather is like in 10524, month by month
10524 sees roughly 75 pleasant days a year. July highs average about 85 degrees. January highs sit near 37, with lows near 23. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 30° | 23° |
| April | 60° | 50° | 41° |
| July | 85° | 75° | 66° |
| October | 65° | 55° | 47° |
Flying in and out of 10524
The nearest airport, New York Stewart International, is about 14 miles away and is a small airport. The nearest major hub is Laguardia, about 40 miles away.
The best schools in and around 10524
Schools across 10524 average an A, better than 96% of zip codes.
Top elementary schools
- Haldane Elementary SchoolA+ · 75% proficient
- Garrison SchoolA · 63% proficient
- Van Cortlandtville SchoolB+ · 55% proficient
Top middle schools
- Lakeland-copper Beech Middle SchoolA · 59% proficient
Top high schools
- Haldane High SchoolA+ · 98% proficient
- Walter Panas High SchoolA+ · 98% proficient
- John Jay Senior High SchoolA+ · 96% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 10524 school and its grade on SchoolGrade.
10524 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 10524 against the other 33,109 zip codes.
Common questions about living in 10524
Is 10524 a good place to live?
Using BestNeighborhood's default rankings, 10524 ranks 5,296th of 33,110 zip codes. It scores highest on tree cover, good schools, and big-city access, and lowest on long commutes and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 10524 expensive to live in?
The median home is worth $661,770. The overall cost of living runs about 30% above the national average. Set against a $146,002 median income, cost of living beats 86% of zip codes.
Is 10524 safe?
Yes, 10524 is safer than 66% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $280 per resident a year.
Compare 10524 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 10524. Scores are absolute rather than ranked, which means a 60 in 10524 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
10524 detail on BestNeighborhood maps:
- Walk Grade for 10524: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 10524: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 10524: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 10524: carrier by carrier coverage behind the cell score.
10524 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.