Best Places43431, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 43431, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
43431 ranks 6,095th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and tree cover ranks lowest.
The best neighborhoods in 43431
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
43431's strengths and weaknesses
Where 43431 ranks high
- Cheap car insuranceBetter than 99% of zip codes
- Cell coverageBetter than 86% of zip codes
- School gradeA−, better than 86% of zip codes
- WalkabilityBetter than 82% of zip codes
- Low vacancyBetter than 81% of zip codes
Where 43431 ranks low
- Tree shadeBetter than only 29% of zip codes
- Low property taxBetter than only 32% of zip codes
- Nice weatherabout 74 pleasant days a year, better than only 33% of zip codes
- Air qualityBetter than only 33% of zip codes
- TransitBetter than only 35% of zip codes
What it costs to buy a home in 43431
A household needs to earn about $41,000 a year to comfortably buy the median 43431 home, at 20% down and today's 30-year rate. That is below the area's own median income of $81,434, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 43431's effective rate of 1.07%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 43431
43431's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 43431.
Who works in 43431, and how
Work in 43431 centers on manufacturing and education. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 91%
- Work from home 7%
- Transit, walk, or bike 2%
Life in 43431
The map and measures below break down dining, culture, and green space by neighborhood across 43431.
What the weather is like in 43431, month by month
43431 sees roughly 74 pleasant days a year. July highs average about 87 degrees. January highs sit near 37, with lows near 21. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 29° | 21° |
| April | 63° | 50° | 38° |
| July | 87° | 76° | 65° |
| October | 69° | 56° | 46° |
Flying in and out of 43431
The nearest airport, Eugene F Kranz Toledo Express, is about 28 miles away and is a small airport. The nearest major hub is Detroit Metro Wayne County, about 57 miles away.
The best schools in and around 43431
Schools across 43431 average an A−, better than 86% of zip codes.
Top elementary schools
- Lakota Elementary SchoolA+ · 73% proficient
- Woodmore Elementary SchoolA · 68% proficient
- James J Hilfiker Elementary SchoolA · 67% proficient
Top middle schools
- Woodmore Middle SchoolA · 63% proficient
- Lakota Middle SchoolA · 61% proficient
- Gibsonburg Middle SchoolA− · 56% proficient
Top high schools
- Lakota High SchoolA · 72% proficient
- Woodmore High SchoolA− · 67% proficient
- Gibsonburg High SchoolB+ · 57% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 43431 school and its grade on SchoolGrade.
43431 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 43431 against the other 33,109 zip codes.
Common questions about living in 43431
Is 43431 a good place to live?
Using BestNeighborhood's default rankings, 43431 ranks 6,095th of 33,110 zip codes. It scores highest on cheap car insurance, cell coverage, and good schools, and lowest on tree cover and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 43431 expensive to live in?
The median home is worth $153,029. The overall cost of living runs about 15% below the national average. Set against a $81,434 median income, cost of living beats 71% of zip codes.
Is 43431 safe?
Yes, 43431 is safer than 66% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $242 per resident a year.
Compare 43431 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 43431. Scores are absolute rather than ranked, which means a 60 in 43431 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
43431 detail on BestNeighborhood maps:
- Walk Grade for 43431: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 43431: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 43431: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 43431: carrier by carrier coverage behind the cell score.
43431 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.