Best Places10704, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 10704, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
10704 ranks 4,417th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and noise is the weak spot.
The best neighborhoods in 10704
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
10704's strengths and weaknesses
Where 10704 ranks high
- Big-city accessBetter than 99% of zip codes
- Internet speedBetter than 99% of zip codes
- TransitBetter than 98% of zip codes
- WalkabilityBetter than 97% of zip codes
- Cell coverageBetter than 93% of zip codes
Where 10704 ranks low
- QuietBetter than only 2% of zip codes
- Cheap car insuranceBetter than only 3% of zip codes
- Low income/sales/gas taxBetter than only 7% of zip codes
- Cheap childcare$1,476 a month, better than only 7% of zip codes
- Short commute36.0 minutes each way, better than only 9% of zip codes
What it costs to buy a home in 10704
A household needs to earn about $150,000 a year to comfortably buy the median 10704 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $122,489, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 10704's effective rate of 1.58%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 10704
10704's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 10704.
Who works in 10704, and how
Work in 10704 centers on health care & social and education. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 66%
- Work from home 11%
- Transit, walk, or bike 23%
Life in 10704
10704 has more restaurants and bars per resident than 75% of zip codes. The coast is about 9 minutes away. That concentrates in some parts of 10704 and thins out in others, which the map shows.
What the weather is like in 10704, month by month
10704 sees roughly 70 pleasant days a year. July highs average about 90 degrees. January highs sit near 44, with lows near 29. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 36° | 29° |
| April | 65° | 53° | 45° |
| July | 90° | 80° | 72° |
| October | 70° | 61° | 54° |
Flying in and out of 10704
Laguardia sits about 10 miles away. It is a large hub and boarded 16.3 million passengers in 2025, with 118 nonstop destinations.
The best schools in and around 10704
Schools across 10704 average a B+, better than 82% of zip codes.
Top elementary schools
- Patricia A Dichiaro SchoolA · 71% proficient
- School 30A− · 57% proficient
- Rosemarie Ann Siragusa SchoolB+ · 53% proficient
Top middle schools
- Yonkers Middle SchoolD− · 18% proficient
- Benjamin Turner Middle SchoolF · 8% proficient
Top high schools
- Saunders Trades & Technical High SchoolA+ · 93% proficient
- New World High SchoolA+ · 90% proficient
- Mount Vernon Steam AcademyA+ · 85% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 10704 school and its grade on SchoolGrade.
10704 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 10704 against the other 33,109 zip codes.
Who 10704 suits
Remote workers
Cost of living against local pay beats 83% of zip codes, internet is fast and widely advertised, and 11% already work from home.
Common questions about living in 10704
Is 10704 a good place to live?
Using BestNeighborhood's default rankings, 10704 ranks 4,417th of 33,110 zip codes. It scores highest on big-city access, fast internet, and transit, and lowest on noise and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 10704 expensive to live in?
The median home is worth $517,995. The overall cost of living runs about 10% above the national average. Set against a $122,489 median income, cost of living beats 83% of zip codes.
Is 10704 safe?
10704 is safer than 49% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $328 per resident a year.
What is the weather like in 10704?
July highs average about 90 degrees, and January highs near 44 with lows near 29. That works out to about 70 pleasant days a year, more than 24% of zip codes.
Is 10704 good for families?
Schools beat 82% of zip codes, crime safety beats 49%, and childcare runs $1,476 a month.
Compare 10704 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 10704. Scores are absolute rather than ranked, which means a 60 in 10704 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
10704 detail on BestNeighborhood maps:
- Walk Grade for 10704: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 10704: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 10704: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 10704: carrier by carrier coverage behind the cell score.
10704 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.