Best Places10804, NY Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 10804, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

10804 ranks 876th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and property taxes are the weak spot.

#876
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 10804

Map of the best neighborhoods in the 10804 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
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BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

10804's strengths and weaknesses

#876Best US zip overall
Top 1%What local pay buys
Top 1%High incomes
Top 1%An educated workforce
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 10804 with other zip codes.

Where 10804 ranks high

  • Cost of living vs incomeBetter than 99% of zip codes
  • Household income$230,246 median, better than 99% of zip codes
  • Educational attainmentBetter than 99% of zip codes
  • Healthcare accessBetter than 99% of zip codes
  • Low vacancyBetter than 98% of zip codes

Where 10804 ranks low

  • Low property taxBetter than only 3% of zip codes
  • Short commute39.5 minutes each way, better than only 4% of zip codes
  • Cheap car insuranceBetter than only 7% of zip codes
  • Cheap childcare$1,476 a month, better than only 7% of zip codes
  • QuietBetter than only 10% of zip codes

What it costs to buy a home in 10804

A household needs to earn about $301,000 a year to comfortably buy the median 10804 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $230,246, so buying stretches a typical household.

Income to buy the median home
$301,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$7,021
principal, interest, tax, and insurance on a $984,621 home

Where the monthly payment goes

Principal & interest$5,020
Property tax$1,672
Homeowners insurance$328

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 10804's effective rate of 2.04%, and insurance is estimated at 0.4% of home value a year.


Who lives in 10804

10804 runs older than the country, and households here run larger than average.

Median age
46
older than the U.S. median of 41
Residents 65 and older
22%
versus 18% nationally
Average household
2.9
above the U.S. average of 2.6

Residents by age

Under 1826%
18 to 3413%
35 to 4918%
50 to 6421%
65 and older22%

Racial and ethnic makeup has its own map. See the race and diversity map for 10804.


Who works in 10804, and how

Work in 10804 centers on health care & social and professional & technical. Unemployment is low, and jobs are growing.

Work from home
27%
above the national average
Unemployment
1.4%
below the national average
Job growth
+6.6%
/y 2019-2023, faster than the national pace

Largest industries

Health care & social21%
Professional & technical20%
Education14%
Finance & insurance9%
Manufacturing6%

How people get to work

  • Drive or carpool 50%
  • Work from home 27%
  • Transit, walk, or bike 23%

Life in 10804

10804 has more parkland per resident than 95% of zip codes. The coast is about 6 minutes away. That concentrates in some parts of 10804 and thins out in others, which the map shows.

Places to eat and drink
36
restaurants, bars, and fast food, about 24.4 per 10,000 residents, more than 36% of zip codes
Coffee shops
5
about 3.4 per 10,000 residents, more than 57% of zip codes
Parkland
245 acres
about 16.6 acres per 1,000 residents, more than 95% of zip codes
To the coast
6 min
drive to the nearest ocean beaches

What the weather is like in 10804, month by month

10804 sees roughly 65 pleasant days a year. July highs average about 86 degrees. January highs sit near 41, with lows near 24. The comfortable stretch runs May, June, and August through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January41°32°24°
April62°50°40°
July86°76°66°
October68°57°47°

Flying in and out of 10804

The nearest airport, Westchester County, is about 9 miles away and is a small airport. The nearest major hub is Laguardia, about 13 miles away.

Nearest airport
HPN
Westchester County, about 9 miles
Airport size
Small hub
100th-busiest in the US, 46 nonstop destinations
Average drive
13 min
from the area, with no traffic

The best schools in and around 10804

Schools across 10804 average an A, better than 97% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 10804 school and its grade on SchoolGrade.


10804 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 10804 against the other 33,109 zip codes.


Common questions about living in 10804

Is 10804 a good place to live?

Using BestNeighborhood's default rankings, 10804 ranks 876th of 33,110 zip codes. It scores highest on what local pay buys, high incomes, and an educated workforce, and lowest on property taxes and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 10804 expensive to live in?

The median home is worth $984,621. The overall cost of living runs about 32% above the national average. Set against a $230,246 median income, cost of living beats 100% of zip codes.

Is 10804 safe?

10804 is safer than 50% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $317 per resident a year.


Compare 10804 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 10804. Scores are absolute rather than ranked, which means a 60 in 10804 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

10804 detail on BestNeighborhood maps:

  1. Walk Grade for 10804: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 10804: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 10804: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 10804: carrier by carrier coverage behind the cell score.

10804 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.