Best Places10974, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 10974, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
10974 ranks 5,892nd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on tree cover by a wide margin, and property taxes are the weak spot.
The best neighborhoods in 10974
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
10974's strengths and weaknesses
Where 10974 ranks high
- Tree shadeBetter than 98% of zip codes
- Big-city accessBetter than 97% of zip codes
- Internet speedBetter than 97% of zip codes
- Health outlookBetter than 93% of zip codes
- Crime safetyBetter than 92% of zip codes
Where 10974 ranks low
- Low property taxBetter than only 2% of zip codes
- QuietBetter than only 3% of zip codes
- Housing crash safetyBetter than only 6% of zip codes
- Cheap childcare$1,476 a month, better than only 7% of zip codes
- Cheap car insuranceBetter than only 8% of zip codes
What it costs to buy a home in 10974
A household needs to earn about $146,000 a year to comfortably buy the median 10974 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $118,501, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 10974's effective rate of 2.10%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 10974
10974's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 10974.
Who works in 10974, and how
Work in 10974 centers on education and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 12%
- Transit, walk, or bike 8%
Life in 10974
10974 has more restaurants and bars per resident than 99% of zip codes. The coast is about 39 minutes away. That concentrates in some parts of 10974 and thins out in others, which the map shows.
What the weather is like in 10974, month by month
10974 sees roughly 61 pleasant days a year. July highs average about 90 degrees. January highs sit near 43, with lows near 24. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 33° | 24° |
| April | 66° | 53° | 41° |
| July | 90° | 78° | 67° |
| October | 70° | 58° | 47° |
Flying in and out of 10974
The nearest airport, New York Stewart International, is about 24 miles away and is a small airport. The nearest major hub is Laguardia, about 31 miles away.
The best schools in and around 10974
Schools across 10974 average an A−, better than 90% of zip codes.
Top elementary schools
- Sloatsburg Elementary SchoolA− · 58% proficient
Top middle schools
- Suffern Middle SchoolB− · 40% proficient
- Pomona Middle SchoolF · 6% proficient
Top high schools
- Suffern Senior High SchoolA+ · 97% proficient
- Ramapo High SchoolA− · 65% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 10974 school and its grade on SchoolGrade.
10974 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 10974 against the other 33,109 zip codes.
Common questions about living in 10974
Is 10974 a good place to live?
Using BestNeighborhood's default rankings, 10974 ranks 5,892nd of 33,110 zip codes. It scores highest on tree cover, big-city access, and fast internet, and lowest on property taxes and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 10974 expensive to live in?
The median home is worth $474,819. The overall cost of living runs about 19% above the national average. Set against a $118,501 median income, cost of living beats 74% of zip codes.
Is 10974 safe?
Yes, 10974 is safer than 92% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $181 per resident a year.
Compare 10974 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 10974. Scores are absolute rather than ranked, which means a 60 in 10974 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
10974 detail on BestNeighborhood maps:
- Walk Grade for 10974: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 10974: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 10974: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 10974: carrier by carrier coverage behind the cell score.
10974 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.