Best Places32102, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32102, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
32102 ranks 25,203rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 32102
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32102's strengths and weaknesses
Where 32102 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Nice weatherabout 142 pleasant days a year, better than 86% of zip codes
- Tree shadeBetter than 84% of zip codes
- Air qualityBetter than 72% of zip codes
Where 32102 ranks low
- Short commute40.0 minutes each way, better than only 4% of zip codes
- Heat safetyBetter than only 5% of zip codes
- Low vacancyBetter than only 8% of zip codes
- Educational attainmentBetter than only 8% of zip codes
- Cheap car insuranceBetter than only 9% of zip codes
What it costs to buy a home in 32102
A household needs to earn about $49,000 a year to comfortably buy the median 32102 home, at 20% down and today's 30-year rate. That is below the area's own median income of $65,971, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32102's effective rate of 0.73%, and insurance is estimated at 0.4% of home value a year.
Who lives in 32102
32102 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32102.
Who works in 32102, and how
Work in 32102 centers on construction and health care & social. Unemployment sits above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 5%
- Transit, walk, or bike 3%
Life in 32102
32102 has more restaurants and bars per resident than 82% of zip codes. The coast is about 41 minutes away. That concentrates in some parts of 32102 and thins out in others, which the map shows.
What the weather is like in 32102, month by month
32102 sees roughly 142 pleasant days a year. July highs average about 92 degrees. January highs sit near 70, with lows near 49. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 70° | 58° | 49° |
| April | 83° | 71° | 60° |
| July | 92° | 81° | 74° |
| October | 84° | 74° | 67° |
Flying in and out of 32102
The nearest airport, Daytona Beach International, is about 29 miles away and is a small airport. The nearest major hub is Orlando International, about 53 miles away.
The best schools in and around 32102
Schools across 32102 average a B−, better than 58% of zip codes.
Top elementary schools
- Pierson Elementary SchoolB · 49% proficient
- Spring Creek Charter SchoolB · 46% proficient
- Fort Mccoy SchoolC · 34% proficient
Top middle schools
- Umatilla Middle SchoolB+ · 50% proficient
- Southwestern Middle SchoolB · 43% proficient
Top high schools
- T. Dewitt Taylor Middle-high SchoolC+ · 38% proficient
- Umatilla High SchoolC · 32% proficient
- Lake Weir High SchoolC · 31% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32102 school and its grade on SchoolGrade.
32102 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32102 against the other 33,109 zip codes.
Common questions about living in 32102
Is 32102 a good place to live?
Using BestNeighborhood's default rankings, 32102 ranks 25,203rd of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and the weather, and lowest on long commutes and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32102 expensive to live in?
The median home is worth $189,874. The overall cost of living runs about 14% below the national average. Set against a $65,971 median income, cost of living beats 37% of zip codes.
Is 32102 safe?
Yes, 32102 is safer than 68% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $165 per resident a year.
Compare 32102 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32102. Scores are absolute rather than ranked, which means a 60 in 32102 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32102 detail on BestNeighborhood maps:
- Walk Grade for 32102: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32102: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32102: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32102: carrier by carrier coverage behind the cell score.
32102 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.