Best Places32220, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32220, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
32220 ranks 13,665th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and noise is the weak spot.
The best neighborhoods in 32220
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32220's strengths and weaknesses
Where 32220 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Nice weatherabout 170 pleasant days a year, better than 94% of zip codes
- Internet speedBetter than 83% of zip codes
- State fiscal healthBetter than 71% of zip codes
Where 32220 ranks low
- QuietBetter than only 6% of zip codes
- Cheap car insuranceBetter than only 8% of zip codes
- Disaster safetyBetter than only 25% of zip codes
- Healthcare accessBetter than only 26% of zip codes
- Heat safetyBetter than only 27% of zip codes
What it costs to buy a home in 32220
A household needs to earn about $62,000 a year to comfortably buy the median 32220 home, at 20% down and today's 30-year rate. That is below the area's own median income of $77,555, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32220's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 32220
32220 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32220.
Who works in 32220, and how
Work in 32220 centers on retail trade and transportation & warehousing. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 12%
- Transit, walk, or bike 5%
Life in 32220
32220 has fewer places to eat and drink per resident than most zip codes. The coast is about 31 minutes away. That concentrates in some parts of 32220 and thins out in others, which the map shows.
What the weather is like in 32220, month by month
32220 sees roughly 170 pleasant days a year. July highs average about 92 degrees. January highs sit near 67, with lows near 44. The comfortable stretch runs October through May.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 67° | 55° | 44° |
| April | 81° | 69° | 57° |
| July | 92° | 81° | 73° |
| October | 84° | 72° | 62° |
Flying in and out of 32220
Jacksonville International sits about 14 miles away. It is a medium hub and boarded 3.7 million passengers in 2025, with 86 nonstop destinations.
The best schools in and around 32220
Schools across 32220 average a C, better than 28% of zip codes.
Top elementary schools
- Whitehouse Elementary SchoolA− · 60% proficient
- Thomas Jefferson ElementaryB+ · 55% proficient
- Grasp AcademyD+ · 21% proficient
Top middle schools
- Joseph Stilwell Middle SchoolC · 34% proficient
- Highlands Middle SchoolD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32220 school and its grade on SchoolGrade.
32220 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32220 against the other 33,109 zip codes.
Common questions about living in 32220
Is 32220 a good place to live?
Using BestNeighborhood's default rankings, 32220 ranks 13,665th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and the weather, and lowest on noise and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32220 expensive to live in?
The median home is worth $242,534. The overall cost of living runs about 18% below the national average. Set against a $77,555 median income, cost of living beats 69% of zip codes.
Is 32220 safe?
Yes, 32220 is safer than 70% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $178 per resident a year.
Compare 32220 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32220. Scores are absolute rather than ranked, which means a 60 in 32220 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32220 detail on BestNeighborhood maps:
- Walk Grade for 32220: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32220: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32220: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32220: carrier by carrier coverage behind the cell score.
32220 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.