Best Places32430, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32430, scored on 40 measures of daily life and ranked to fit what matters to you. Costs and crime both read low, and the nearest big city is a drive away. To work out which city fits you best, start with the best places to live tool.
32430 ranks 26,667th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and internet speeds rank lowest.
The best neighborhoods in 32430
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32430's strengths and weaknesses
Where 32430 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- QuietBetter than 91% of zip codes
- School gradeB+, better than 76% of zip codes
- Local economyBetter than 74% of zip codes
Where 32430 ranks low
- Internet speedBetter than only 2% of zip codes
- Disaster safetyBetter than only 5% of zip codes
- Heat safetyBetter than only 7% of zip codes
- Short commute37.0 minutes each way, better than only 7% of zip codes
- Health outlookBetter than only 9% of zip codes
What it costs to buy a home in 32430
A household needs to earn about $22,000 a year to comfortably buy the median 32430 home, at 20% down and today's 30-year rate. That is below the area's own median income of $55,997, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32430's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Who lives in 32430
32430 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32430.
Who works in 32430, and how
Work in 32430 centers on health care & social and retail trade. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 93%
- Work from home 4%
- Transit, walk, or bike 3%
Life in 32430
The map and measures below break down dining, culture, and green space by neighborhood across 32430.
What the weather is like in 32430, month by month
32430 sees roughly 105 pleasant days a year. July highs average about 93 degrees. January highs sit near 64, with lows near 42. The comfortable stretch runs February through May and October through December.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 64° | 51° | 42° |
| April | 80° | 68° | 57° |
| July | 93° | 81° | 74° |
| October | 83° | 70° | 60° |
Flying in and out of 32430
The nearest airport, Northwest Florida Beaches International, is about 35 miles away and is a small airport. The nearest major hub is Jacksonville International, about 210 miles away.
The best schools in and around 32430
Schools across 32430 average a B+, better than 76% of zip codes.
Top elementary schools
- Blountstown Elementary SchoolB+ · 53% proficient
- Carr Elementary & Middle SchoolB · 48% proficient
Top high schools
- Blountstown High SchoolB+ · 56% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32430 school and its grade on SchoolGrade.
32430 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32430 against the other 33,109 zip codes.
Common questions about living in 32430
Is 32430 a good place to live?
Using BestNeighborhood's default rankings, 32430 ranks 26,667th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and quiet, and lowest on internet speeds and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32430 expensive to live in?
The median home is worth $86,932. The overall cost of living runs about 14% below the national average. Set against a $55,997 median income, cost of living beats 19% of zip codes.
Is 32430 safe?
Yes, 32430 is safer than 72% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $159 per resident a year.
Compare 32430 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32430. Scores are absolute rather than ranked, which means a 60 in 32430 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32430 detail on BestNeighborhood maps:
- Walk Grade for 32430: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32430: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32430: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32430: carrier by carrier coverage behind the cell score.
32430 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.