Best Places32566, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32566, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
32566 ranks 5,306th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 32566
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32566's strengths and weaknesses
Where 32566 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Local economyBetter than 93% of zip codes
- Nice weatherabout 149 pleasant days a year, better than 89% of zip codes
- Voter turnoutBetter than 89% of zip codes
Where 32566 ranks low
- Disaster safetyBetter than only 4% of zip codes
- Cheap car insuranceBetter than only 8% of zip codes
- Short commute32.0 minutes each way, better than only 20% of zip codes
- Air qualityBetter than only 22% of zip codes
- Heat safetyBetter than only 23% of zip codes
What it costs to buy a home in 32566
A household needs to earn about $99,000 a year to comfortably buy the median 32566 home, at 20% down and today's 30-year rate. That is below the area's own median income of $106,463, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32566's effective rate of 0.61%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 32566
32566's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32566.
Who works in 32566, and how
Work in 32566 centers on health care & social and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 12%
- Transit, walk, or bike 1%
Life in 32566
32566 has more parkland per resident than 76% of zip codes. The coast is about 9 minutes away. That concentrates in some parts of 32566 and thins out in others, which the map shows.
What the weather is like in 32566, month by month
32566 sees roughly 149 pleasant days a year. July highs average about 91 degrees. January highs sit near 64, with lows near 44. The comfortable stretch runs February through May and October through December.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 64° | 53° | 44° |
| April | 78° | 68° | 59° |
| July | 91° | 83° | 76° |
| October | 82° | 71° | 62° |
Flying in and out of 32566
The nearest airport, Pensacola International, is about 18 miles away and is a small airport. The nearest major hub is Louis Armstrong New Orleans International, about 204 miles away.
The best schools in and around 32566
Schools across 32566 average an A, better than 88% of zip codes.
Top elementary schools
- West Navarre Intermediate SchoolA · 70% proficient
- Holley-navarre IntermediateA · 70% proficient
- Oriole Beach Elementary SchoolA · 69% proficient
Top middle schools
- Holley-navarre Middle SchoolA · 65% proficient
- Woodlawn Beach Middle SchoolA · 64% proficient
- W. C. Pryor Middle SchoolB+ · 49% proficient
Top high schools
- Gulf Breeze High SchoolA · 74% proficient
- Navarre High SchoolB+ · 58% proficient
- Santa Rosa Adult SchoolD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32566 school and its grade on SchoolGrade.
32566 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32566 against the other 33,109 zip codes.
Who 32566 suits
Remote workers
Cost of living against local pay beats 86% of zip codes, internet is fast and widely advertised, and 12% already work from home.
Common questions about living in 32566
Is 32566 a good place to live?
Using BestNeighborhood's default rankings, 32566 ranks 5,306th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and a strong job market, and lowest on disaster risk and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32566 expensive to live in?
The median home is worth $389,038. The overall cost of living runs about 6% below the national average. Set against a $106,463 median income, cost of living beats 86% of zip codes.
Is 32566 safe?
Yes, 32566 is safer than 80% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $145 per resident a year.
What is the weather like in 32566?
July highs average about 91 degrees, and January highs near 64 with lows near 44. That works out to about 149 pleasant days a year, more than 89% of zip codes.
Is 32566 good for families?
Schools beat 88% of zip codes, crime safety beats 80%, and childcare runs $932 a month.
Compare 32566 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32566. Scores are absolute rather than ranked, which means a 60 in 32566 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32566 detail on BestNeighborhood maps:
- Walk Grade for 32566: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32566: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32566: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32566: carrier by carrier coverage behind the cell score.
32566 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.