Best Places32764, FL Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 32764, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

32764 ranks 12,394th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.

#12,394
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 32764

Map of the best neighborhoods in the 32764 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

32764's strengths and weaknesses

Top 3%State infrastructure
Top 5%Low taxes
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 32764 with other zip codes.

Where 32764 ranks high

  • State infrastructureBetter than 98% of zip codes
  • Low income/sales/gas taxBetter than 95% of zip codes
  • Local economyBetter than 88% of zip codes
  • Nice weatherabout 132 pleasant days a year, better than 82% of zip codes
  • Air qualityBetter than 81% of zip codes

Where 32764 ranks low

  • Heat safetyBetter than only 2% of zip codes
  • Short commute38.6 minutes each way, better than only 5% of zip codes
  • Disaster safetyBetter than only 8% of zip codes
  • Cheap car insuranceBetter than only 9% of zip codes
  • Housing crash safetyBetter than only 16% of zip codes

What it costs to buy a home in 32764

A household needs to earn about $100,000 a year to comfortably buy the median 32764 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $92,012; the gap is small, which keeps homes within reach of local pay.

Income to buy the median home
$100,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$2,323
principal, interest, tax, and insurance on a $384,421 home
Median rent
$1,183
a month, across all home sizes

Where the monthly payment goes

Principal & interest$1,960
Property tax$234
Homeowners insurance$128

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32764's effective rate of 0.73%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 32764

32764 runs older than the country.

Median age
49
older than the U.S. median of 41
Residents 65 and older
23%
versus 18% nationally
Average household
2.5
near the U.S. average of 2.6

Residents by age

Under 1818%
18 to 3416%
35 to 4920%
50 to 6424%
65 and older23%

Racial and ethnic makeup has its own map. See the race and diversity map for 32764.


Who works in 32764, and how

Work in 32764 centers on professional & technical and retail trade. Unemployment is low, and jobs are growing.

Work from home
25%
above the national average
Unemployment
2.2%
below the national average
Job growth
+4.5%
/y 2019-2023, faster than the national pace

Largest industries

Professional & technical16%
Retail trade16%
Health care & social15%
Construction13%
Hospitality & food6%

How people get to work

  • Drive or carpool 72%
  • Work from home 25%
  • Transit, walk, or bike 3%

Life in 32764

The coast is about 36 minutes away. Distance to the water changes a lot across 32764, which the map shows.

To the coast
36 min
drive to the nearest ocean beaches

What the weather is like in 32764, month by month

32764 sees roughly 132 pleasant days a year. July highs average about 94 degrees. January highs sit near 74, with lows near 48. The comfortable stretch runs November through April.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January74°60°48°
April86°72°61°
July94°82°75°
October86°76°68°

Flying in and out of 32764

The nearest airport, Orlando Sanford International, is about 7 miles away and is a small airport. The nearest major hub is Orlando International, about 30 miles away.

Nearest airport
SFB
Orlando Sanford International, about 7 miles
Airport size
Small hub
87th-busiest in the US, 70 nonstop destinations
Average drive
11 min
from the area, with no traffic

The best schools in and around 32764

Schools across 32764 average a B, better than 69% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 32764 school and its grade on SchoolGrade.


32764 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32764 against the other 33,109 zip codes.


Common questions about living in 32764

Is 32764 a good place to live?

Using BestNeighborhood's default rankings, 32764 ranks 12,394th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and a strong job market, and lowest on summer heat and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 32764 expensive to live in?

The median home is worth $384,421. The overall cost of living runs about 3% below the national average. Set against a $92,012 median income, cost of living beats 75% of zip codes.

Is 32764 safe?

Yes, 32764 is safer than 75% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $151 per resident a year.


Compare 32764 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 32764. Scores are absolute rather than ranked, which means a 60 in 32764 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

32764 detail on BestNeighborhood maps:

  1. Walk Grade for 32764: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 32764: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 32764: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 32764: carrier by carrier coverage behind the cell score.

32764 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.