Best Places32828, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 32828, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
32828 ranks 2,436th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in 32828
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
32828's strengths and weaknesses
Where 32828 ranks high
- State infrastructureBetter than 98% of zip codes
- Health outlookBetter than 97% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Cost of living vs incomeBetter than 90% of zip codes
- School gradeA−, better than 89% of zip codes
Where 32828 ranks low
- Cheap car insuranceBetter than only 6% of zip codes
- Heat safetyBetter than only 15% of zip codes
- Short commute32.0 minutes each way, better than only 20% of zip codes
- Healthcare accessBetter than only 25% of zip codes
- Disaster safetyBetter than only 25% of zip codes
What it costs to buy a home in 32828
A household needs to earn about $110,000 a year to comfortably buy the median 32828 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $107,983; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 32828's effective rate of 0.84%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 32828
32828 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 32828.
Who works in 32828, and how
Work in 32828 centers on professional & technical and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 76%
- Work from home 23%
- Transit, walk, or bike 1%
Life in 32828
The coast is about 44 minutes away. Distance to the water changes a lot across 32828, which the map shows.
What the weather is like in 32828, month by month
32828 sees roughly 131 pleasant days a year. July highs average about 94 degrees. January highs sit near 74, with lows near 50. The comfortable stretch runs November through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 74° | 61° | 50° |
| April | 86° | 74° | 64° |
| July | 94° | 83° | 76° |
| October | 87° | 77° | 69° |
Flying in and out of 32828
Orlando International sits about 11 miles away. It is a large hub and boarded 28.1 million passengers in 2025, with 223 nonstop destinations.
The best schools in and around 32828
Schools across 32828 average an A−, better than 89% of zip codes.
Top elementary schools
- Avalon ElementaryA+ · 76% proficient
- Stone Lakes ElementaryA+ · 74% proficient
- Timber Lakes ElementaryA+ · 73% proficient
Top middle schools
- Avalon MiddleA+ · 70% proficient
- Timber Springs MiddleA · 60% proficient
- Discovery MiddleA · 59% proficient
Top high schools
- Pinecrest Collegiate AcademyA · 75% proficient
- Timber Creek HighA− · 66% proficient
- University HighB · 49% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 32828 school and its grade on SchoolGrade.
32828 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 32828 against the other 33,109 zip codes.
Who 32828 suits
Remote workers
Cost of living against local pay beats 90% of zip codes, internet is fast and widely advertised, and 23% already work from home.
Common questions about living in 32828
Is 32828 a good place to live?
Using BestNeighborhood's default rankings, 32828 ranks 2,436th of 33,110 zip codes. It scores highest on state infrastructure, population health, and low taxes, and lowest on car insurance costs and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 32828 expensive to live in?
The median home is worth $420,346. The overall cost of living runs about 12% below the national average. Set against a $107,983 median income, cost of living beats 90% of zip codes.
Is 32828 safe?
Yes, 32828 is safer than 78% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $170 per resident a year.
What is the weather like in 32828?
July highs average about 94 degrees, and January highs near 74 with lows near 50. That works out to about 131 pleasant days a year, more than 81% of zip codes.
Is 32828 good for families?
Schools beat 89% of zip codes, crime safety beats 78%, and childcare runs $908 a month.
Compare 32828 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 32828. Scores are absolute rather than ranked, which means a 60 in 32828 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
32828 detail on BestNeighborhood maps:
- Walk Grade for 32828: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 32828: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 32828: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 32828: carrier by carrier coverage behind the cell score.
32828 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.