Best Places34613, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 34613, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
34613 ranks 18,926th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 34613
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
34613's strengths and weaknesses
Where 34613 ranks high
- State infrastructureBetter than 98% of zip codes
- Low income/sales/gas taxBetter than 95% of zip codes
- Crime safetyBetter than 89% of zip codes
- Nice weatherabout 143 pleasant days a year, better than 87% of zip codes
- Air qualityBetter than 84% of zip codes
Where 34613 ranks low
- Heat safetyBetter than only 1% of zip codes
- Disaster safetyBetter than only 4% of zip codes
- Cheap car insuranceBetter than only 8% of zip codes
- Housing crash safetyBetter than only 15% of zip codes
- Health outlookBetter than only 25% of zip codes
What it costs to buy a home in 34613
A household needs to earn about $66,000 a year to comfortably buy the median 34613 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $64,634; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 34613's effective rate of 0.57%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 34613
34613 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 34613.
Who works in 34613, and how
Work in 34613 centers on health care & social and retail trade. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 13%
- Transit, walk, or bike 4%
Life in 34613
34613 has more restaurants and bars per resident than 80% of zip codes. The coast is about 19 minutes away. That concentrates in some parts of 34613 and thins out in others, which the map shows.
What the weather is like in 34613, month by month
34613 sees roughly 143 pleasant days a year. July highs average about 93 degrees. January highs sit near 73, with lows near 45. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 73° | 58° | 45° |
| April | 86° | 72° | 57° |
| July | 93° | 81° | 73° |
| October | 88° | 74° | 63° |
Flying in and out of 34613
Tampa International sits about 40 miles away. It is a large hub and boarded 12.1 million passengers in 2025, with 135 nonstop destinations.
The best schools in and around 34613
Schools across 34613 average a B, better than 64% of zip codes.
Top elementary schools
- Phillippi Shores Elementary SchoolA+ · 75% proficient
- Westside Elementary SchoolB+ · 51% proficient
- Winding Waters K-8B · 49% proficient
Top middle schools
- Brookside Middle SchoolA · 60% proficient
- Fox Chapel Middle SchoolB− · 42% proficient
- West Hernando Middle SchoolC+ · 38% proficient
Top high schools
- Sarasota High SchoolA− · 63% proficient
- Weeki Wachee High SchoolB · 46% proficient
- Central High SchoolB · 45% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 34613 school and its grade on SchoolGrade.
34613 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 34613 against the other 33,109 zip codes.
Common questions about living in 34613
Is 34613 a good place to live?
Using BestNeighborhood's default rankings, 34613 ranks 18,926th of 33,110 zip codes. It scores highest on state infrastructure, low taxes, and low crime, and lowest on summer heat and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 34613 expensive to live in?
The median home is worth $259,647. The overall cost of living runs about 16% below the national average. Set against a $64,634 median income, cost of living beats 43% of zip codes.
Is 34613 safe?
Yes, 34613 is safer than 89% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $131 per resident a year.
Compare 34613 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 34613. Scores are absolute rather than ranked, which means a 60 in 34613 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
34613 detail on BestNeighborhood maps:
- Walk Grade for 34613: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 34613: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 34613: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 34613: carrier by carrier coverage behind the cell score.
34613 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.