Best Places40026, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40026, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
40026 ranks 1,246th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on health care access by a wide margin, and the weather ranks lowest.
The best neighborhoods in 40026
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40026's strengths and weaknesses
Where 40026 ranks high
- Healthcare accessBetter than 99% of zip codes
- Cost of living vs incomeBetter than 99% of zip codes
- Household income$150,128 median, better than 96% of zip codes
- Educational attainmentBetter than 95% of zip codes
- Low vacancyBetter than 91% of zip codes
Where 40026 ranks low
- Nice weatherabout 56 pleasant days a year, better than only 3% of zip codes
- Cheap car insuranceBetter than only 17% of zip codes
- WalkabilityBetter than only 32% of zip codes
- TransitBetter than only 35% of zip codes
- BikingBetter than only 35% of zip codes
What it costs to buy a home in 40026
A household needs to earn about $129,000 a year to comfortably buy the median 40026 home, at 20% down and today's 30-year rate. That is below the area's own median income of $150,128, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40026's effective rate of 0.89%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 40026
40026's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40026.
Who works in 40026, and how
Work in 40026 centers on health care & social and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 75%
- Work from home 18%
- Transit, walk, or bike 6%
Life in 40026
The map and measures below break down dining, culture, and green space by neighborhood across 40026.
What the weather is like in 40026, month by month
40026 sees roughly 56 pleasant days a year. July highs average about 90 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 36° | 26° |
| April | 71° | 58° | 45° |
| July | 90° | 79° | 69° |
| October | 74° | 60° | 48° |
Flying in and out of 40026
The nearest airport, Louisville Muhammad Ali International, is about 18 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 66 miles away.
The best schools in and around 40026
Schools across 40026 average a B+, better than 77% of zip codes.
Top elementary schools
- Goshen At Hillcrest Elementary SchoolA− · 57% proficient
- Harmony Elementary SchoolB+ · 53% proficient
- Buckner Elementary SchoolB · 46% proficient
Top middle schools
- North Oldham Middle SchoolB+ · 50% proficient
- Oldham County Middle SchoolB− · 39% proficient
Top high schools
- North Oldham High SchoolA− · 59% proficient
- Oldham County High SchoolC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40026 school and its grade on SchoolGrade.
40026 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40026 against the other 33,109 zip codes.
Common questions about living in 40026
Is 40026 a good place to live?
Using BestNeighborhood's default rankings, 40026 ranks 1,246th of 33,110 zip codes. It scores highest on health care access, what local pay buys, and high incomes, and lowest on the weather and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40026 expensive to live in?
The median home is worth $485,803. The overall cost of living runs about 8% below the national average. Set against a $150,128 median income, cost of living beats 99% of zip codes.
Is 40026 safe?
Yes, 40026 is safer than 68% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $232 per resident a year.
Compare 40026 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40026. Scores are absolute rather than ranked, which means a 60 in 40026 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40026 detail on BestNeighborhood maps:
- Walk Grade for 40026: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40026: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40026: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40026: carrier by carrier coverage behind the cell score.
40026 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.