Best Places40339, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40339, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
40339 ranks 4,977th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and the weather ranks lowest.
The best neighborhoods in 40339
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40339's strengths and weaknesses
Where 40339 ranks high
- Low vacancyBetter than 96% of zip codes
- Cost of living vs incomeBetter than 96% of zip codes
- Healthcare accessBetter than 93% of zip codes
- Educational attainmentBetter than 92% of zip codes
- Household income$121,318 median, better than 90% of zip codes
Where 40339 ranks low
- Nice weatherabout 53 pleasant days a year, better than only 2% of zip codes
- BikingBetter than only 12% of zip codes
- Cheap car insuranceBetter than only 19% of zip codes
- Cell coverageBetter than only 29% of zip codes
- WalkabilityBetter than only 32% of zip codes
What it costs to buy a home in 40339
A household needs to earn about $149,000 a year to comfortably buy the median 40339 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $121,318, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40339's effective rate of 0.78%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 40339
40339 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40339.
Who works in 40339, and how
Work in 40339 centers on education and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 13%
- Transit, walk, or bike 2%
Life in 40339
The map and measures below break down dining, culture, and green space by neighborhood across 40339.
What the weather is like in 40339, month by month
40339 sees roughly 53 pleasant days a year. July highs average about 89 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 35° | 26° |
| April | 70° | 56° | 44° |
| July | 89° | 77° | 67° |
| October | 74° | 60° | 47° |
Flying in and out of 40339
The nearest airport, Blue Grass, is about 7 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 76 miles away.
The best schools in and around 40339
Schools across 40339 average a C+, better than 48% of zip codes.
Top middle schools
- West Jessamine Middle SchoolB− · 39% proficient
Top high schools
- West Jessamine High SchoolC+ · 39% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40339 school and its grade on SchoolGrade.
40339 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40339 against the other 33,109 zip codes.
Common questions about living in 40339
Is 40339 a good place to live?
Using BestNeighborhood's default rankings, 40339 ranks 4,977th of 33,110 zip codes. It scores highest on few empty homes, what local pay buys, and health care access, and lowest on the weather and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40339 expensive to live in?
The median home is worth $571,086. The overall cost of living runs about 12% below the national average. Set against a $121,318 median income, cost of living beats 96% of zip codes.
Is 40339 safe?
Yes, 40339 is safer than 67% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $232 per resident a year.
Compare 40339 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40339. Scores are absolute rather than ranked, which means a 60 in 40339 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40339 detail on BestNeighborhood maps:
- Walk Grade for 40339: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40339: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40339: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40339: carrier by carrier coverage behind the cell score.
40339 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.