Best Places40370, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40370, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
40370 ranks 14,452nd of 33,110 U.S. zip codes on the BestNeighborhood index. Biking pulls hardest against it, while it scores best on heat safety.
The best neighborhoods in 40370
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40370's strengths and weaknesses
Where 40370 ranks high
- Heat safetyBetter than 89% of zip codes
- Cost of living vs incomeBetter than 79% of zip codes
- Tree shadeBetter than 79% of zip codes
- Low property taxBetter than 77% of zip codes
- Voter turnoutBetter than 75% of zip codes
Where 40370 ranks low
- BikingBetter than only 5% of zip codes
- WalkabilityBetter than only 15% of zip codes
- Cheap car insuranceBetter than only 19% of zip codes
- Cell coverageBetter than only 22% of zip codes
- Internet speedBetter than only 25% of zip codes
What it costs to buy a home in 40370
A household needs to earn about $68,000 a year to comfortably buy the median 40370 home, at 20% down and today's 30-year rate. That is below the area's own median income of $89,005, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40370's effective rate of 0.55%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 40370
40370 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40370.
Who works in 40370, and how
Work in 40370 centers on manufacturing and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 11%
- Transit, walk, or bike 4%
Life in 40370
The map and measures below break down dining, culture, and green space by neighborhood across 40370.
What the weather is like in 40370, month by month
40370 sees roughly 91 pleasant days a year. July highs average about 86 degrees. January highs sit near 43, with lows near 27. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 34° | 27° |
| April | 67° | 55° | 46° |
| July | 86° | 76° | 67° |
| October | 70° | 59° | 49° |
Flying in and out of 40370
The nearest airport, Blue Grass, is about 25 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 46 miles away.
The best schools in and around 40370
Schools across 40370 average a C, better than 38% of zip codes.
Top elementary schools
- Northern Elementary SchoolB− · 40% proficient
- Eastern Elementary SchoolC · 34% proficient
- Owen County Elementary/primary SchoolC− · 29% proficient
Top middle schools
- Scott County Middle SchoolB− · 40% proficient
- Royal Spring Middle SchoolC+ · 39% proficient
- Harrison County Middle SchoolD · 23% proficient
Top high schools
- Scott County High SchoolC · 34% proficient
- Harrison County High SchoolC− · 30% proficient
- Owen County High SchoolD · 20% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40370 school and its grade on SchoolGrade.
40370 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40370 against the other 33,109 zip codes.
Common questions about living in 40370
Is 40370 a good place to live?
Using BestNeighborhood's default rankings, 40370 ranks 14,452nd of 33,110 zip codes. It scores highest on heat safety, what local pay buys, and tree cover, and lowest on biking and walkability. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40370 expensive to live in?
The median home is worth $267,581. The overall cost of living runs about 14% below the national average. Set against a $89,005 median income, cost of living beats 79% of zip codes.
Is 40370 safe?
Yes, 40370 is safer than 72% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $222 per resident a year.
Compare 40370 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40370. Scores are absolute rather than ranked, which means a 60 in 40370 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40370 detail on BestNeighborhood maps:
- Walk Grade for 40370: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40370: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40370: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40370: carrier by carrier coverage behind the cell score.
40370 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.