Best Places45231, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45231, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
45231 ranks 14,956th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and the weather ranks lowest.
The best neighborhoods in 45231
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45231's strengths and weaknesses
Where 45231 ranks high
- Low vacancyBetter than 93% of zip codes
- TransitBetter than 89% of zip codes
- Cell coverageBetter than 87% of zip codes
- Cheap car insuranceBetter than 82% of zip codes
- Low income/sales/gas taxBetter than 80% of zip codes
Where 45231 ranks low
- Nice weatherabout 60 pleasant days a year, better than only 8% of zip codes
- Low property taxBetter than only 10% of zip codes
- Cheap childcare$1,273 a month, better than only 17% of zip codes
- School gradeD+, better than only 18% of zip codes
- Air qualityBetter than only 20% of zip codes
What it costs to buy a home in 45231
A household needs to earn about $55,000 a year to comfortably buy the median 45231 home, at 20% down and today's 30-year rate. That is below the area's own median income of $80,195, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45231's effective rate of 1.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45231
45231's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45231.
Who works in 45231, and how
Work in 45231 centers on health care & social and manufacturing. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 14%
- Transit, walk, or bike 3%
Life in 45231
45231 has more parkland per resident than 78% of zip codes. That concentrates in some parts of 45231 and thins out in others, which the map shows.
What the weather is like in 45231, month by month
45231 sees roughly 60 pleasant days a year. July highs average about 89 degrees. January highs sit near 43, with lows near 23. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 23° |
| April | 69° | 54° | 41° |
| July | 89° | 76° | 64° |
| October | 72° | 57° | 43° |
Flying in and out of 45231
Cincinnati/Northern Kentucky International sits about 15 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around 45231
Schools across 45231 average a D+, better than 18% of zip codes.
Top elementary schools
- Vermont Avenue Elementary SchoolA+ · 80% proficient
- Colerain Elementary SchoolB+ · 53% proficient
- Pleasant Run Elementary SchoolB− · 43% proficient
Top middle schools
- Wyoming Middle SchoolA+ · 80% proficient
- Colerain Middle SchoolB− · 40% proficient
- Pleasant Run Middle SchoolC+ · 36% proficient
Top high schools
- Wyoming High SchoolA+ · 83% proficient
- Colerain High SchoolC+ · 40% proficient
- Finneytown Secondary CampusC · 34% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45231 school and its grade on SchoolGrade.
45231 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45231 against the other 33,109 zip codes.
Who 45231 suits
Remote workers
Internet is fast and widely advertised and 14% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 45231
Is 45231 a good place to live?
Using BestNeighborhood's default rankings, 45231 ranks 14,956th of 33,110 zip codes. It scores highest on few empty homes, transit, and cell coverage, and lowest on the weather and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45231 expensive to live in?
The median home is worth $189,623. The overall cost of living runs about 14% below the national average. Set against a $80,195 median income, cost of living beats 67% of zip codes.
Is 45231 safe?
45231 is safer than 22% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $420 per resident a year.
What is the weather like in 45231?
July highs average about 89 degrees, and January highs near 43 with lows near 23. That works out to about 60 pleasant days a year, more than 8% of zip codes.
Is 45231 good for families?
Schools beat 18% of zip codes, crime safety beats 22%, and childcare runs $1,273 a month.
Compare 45231 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45231. Scores are absolute rather than ranked, which means a 60 in 45231 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45231 detail on BestNeighborhood maps:
- Walk Grade for 45231: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45231: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45231: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45231: carrier by carrier coverage behind the cell score.
45231 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.