Best Places46140, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46140, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
46140 ranks 6,465th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and the weather ranks lowest.
The best neighborhoods in 46140
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46140's strengths and weaknesses
Where 46140 ranks high
- Low vacancyBetter than 97% of zip codes
- Internet speedBetter than 94% of zip codes
- Cheap car insuranceBetter than 89% of zip codes
- Healthcare accessBetter than 85% of zip codes
- Cost of living vs incomeBetter than 83% of zip codes
Where 46140 ranks low
- Nice weatherabout 58 pleasant days a year, better than only 5% of zip codes
- Air qualityBetter than only 14% of zip codes
- Low income/sales/gas taxBetter than only 15% of zip codes
- Tree shadeBetter than only 26% of zip codes
- QuietBetter than only 28% of zip codes
What it costs to buy a home in 46140
A household needs to earn about $62,000 a year to comfortably buy the median 46140 home, at 20% down and today's 30-year rate. That is below the area's own median income of $89,241, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46140's effective rate of 0.68%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46140
46140's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46140.
Who works in 46140, and how
Work in 46140 centers on health care & social and manufacturing. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 13%
- Transit, walk, or bike 2%
Life in 46140
46140 has more parkland per resident than 79% of zip codes. That concentrates in some parts of 46140 and thins out in others, which the map shows.
What the weather is like in 46140, month by month
46140 sees roughly 58 pleasant days a year. July highs average about 88 degrees. January highs sit near 41, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 32° | 23° |
| April | 69° | 55° | 42° |
| July | 88° | 77° | 66° |
| October | 73° | 58° | 46° |
Flying in and out of 46140
Indianapolis International sits about 27 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around 46140
Schools across 46140 average a B, better than 63% of zip codes.
Top elementary schools
- Eden Elementary SchoolA · 65% proficient
- Brandywine Elementary SchoolA− · 57% proficient
- Sugar Creek Elementary SchB+ · 51% proficient
Top middle schools
- New Palestine Jr High SchoolA · 61% proficient
- Maxwell Intermediate SchoolB+ · 52% proficient
- Mt Vernon Middle SchoolB · 45% proficient
Top high schools
- Eastern Hancock High SchoolB+ · 58% proficient
- Mt Vernon High SchoolB+ · 54% proficient
- New Palestine High SchoolB+ · 51% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46140 school and its grade on SchoolGrade.
46140 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46140 against the other 33,109 zip codes.
Who 46140 suits
Remote workers
Cost of living against local pay beats 83% of zip codes, internet is fast and widely advertised, and 13% already work from home.
Common questions about living in 46140
Is 46140 a good place to live?
Using BestNeighborhood's default rankings, 46140 ranks 6,465th of 33,110 zip codes. It scores highest on few empty homes, fast internet, and cheap car insurance, and lowest on the weather and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46140 expensive to live in?
The median home is worth $241,757. The overall cost of living runs about 16% below the national average. Set against a $89,241 median income, cost of living beats 83% of zip codes.
Is 46140 safe?
Yes, 46140 is safer than 77% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $206 per resident a year.
What is the weather like in 46140?
July highs average about 88 degrees, and January highs near 41 with lows near 23. That works out to about 58 pleasant days a year, more than 5% of zip codes.
Is 46140 good for families?
Schools beat 63% of zip codes, crime safety beats 77%, and childcare runs $1,044 a month.
Compare 46140 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46140. Scores are absolute rather than ranked, which means a 60 in 46140 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46140 detail on BestNeighborhood maps:
- Walk Grade for 46140: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46140: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46140: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46140: carrier by carrier coverage behind the cell score.
46140 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.